OPHC
OptimumBank Holdings Inc. (OPHC)
Market Closed
12 Dec, 20:00
AMEX AMEX Primary $
4. 33
+0.01
+0.23%
$
39.48M Market Cap
4.84 P/E Ratio
0% Div Yield
17,138 Volume
0 Eps
$ 4.32
Previous Close Day Range
4.3 4.34
Year Range
3.53 5.04
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Earnings results expected in 50 days
Summary
OPHC closed Friday higher at $4.33, an increase of 0.23% from Thursday's close, completing a monthly increase of 3.59% or $0.15. Over the past 12 months, OPHC stock lost -9.98%.
OPHC is not paying dividends to its shareholders.
The last earnings report, released on Nov 10, 2025, exceeded the consensus estimates by 0.03%. On average, the company has surpassed earnings expectations by 0.02%, based on the last three reports. The next scheduled earnings report is due on Feb 03, 2026.
OptimumBank Holdings Inc. has completed 2 stock splits, with the recent split occurring on Jan 12, 2016.
The company's stock is traded on 1 different exchanges and in various currencies, with the primary listing on AMEX (USD).
OptimumBank Holdings Inc. (OPHC) FAQ
What is the stock price today?
The current price is $4.33.
On which exchange is it traded?
OptimumBank Holdings Inc. is listed on AMEX.
What is its stock symbol?
The ticker symbol is OPHC.
Does it pay dividends? What is the current yield?
Yes, It pays dividends and the current yield is 0%.
What is its market cap?
As of today, the market cap is 39.48M.
What is the earnings per share?
The EPS is 0.15.
When is the next earnings date?
The next earnings report will release on Feb 03, 2026.
Has OptimumBank Holdings Inc. ever had a stock split?
OptimumBank Holdings Inc. had 2 splits and the recent split was on Jan 12, 2016.
OptimumBank Holdings Inc. Profile
| Banks Industry | Financials Sector | Mr. Timothy L. Terry CEO | AMEX Exchange | US68401P4037 ISIN |
| US Country | 60 Employees | - Last Dividend | 12 Jan 2016 Last Split | 23 Jun 2003 IPO Date |
Overview
OptimumBank Holdings, Inc. operates as the holding company for OptimumBank, a financial institution that delivers a wide array of banking services tailored to the needs of individuals and businesses. Incorporated in 2000 and headquartered in Fort Lauderdale, Florida, OptimumBank aims to provide comprehensive banking solutions that span from traditional deposit accounts to complex loan products. By focusing on personalized service and financial innovation, OptimumBank strives to meet the evolving needs of its customers, making banking accessible and efficient for a diverse client base.
Products and Services
- Banking Accounts: OptimumBank offers a variety of banking accounts to cater to the needs of its customers. These include:
- Demand interest-bearing and noninterest-bearing accounts for easy access to funds.
- Savings accounts, money market accounts, and NOW accounts for individuals looking to earn interest on their deposits.
- Time deposits and certificates of deposit (CDs) for those seeking higher interest rates over fixed periods.
- Loan Products: The bank provides a comprehensive range of loan options to support personal and business ambitions. These encompass:
- Residential and commercial real estate loans for purchasing properties or refinancing existing mortgages.
- Multi-family real estate loans for investors looking to finance apartment buildings and similar properties.
- Land and construction loans to support the development and construction of new properties.
- Commercial loans, including working capital loans and loans for purchasing equipment, inventory, and furniture, aiding businesses in their growth and operational needs.
- Consumer loans for a variety of purposes such as purchasing vehicles, making home improvements, or obtaining lines of credit.
- Electronic Banking Services: In order to provide convenience and flexibility, OptimumBank offers several electronic banking services, such as:
- Internet banking to manage accounts, transfer funds, and pay bills online.
- Visa debit and ATM cards, allowing easy access to funds and making purchases.
- Wire transfers and ACH services for secure and fast movement of funds.
- Additional Services: Beyond the core banking products, OptimumBank also offers various ancillary services to enhance the banking experience. These include:
- Cash management services for optimizing the way businesses handle their cash flow.
- Notary services, night depository services, and banking by mail for added convenience.
- Direct deposits, money orders, cashier's checks, and domestic collections to facilitate various financial transactions.
Contact Information
Address: 2929 East Commercial Boulevard, Fort Lauderdale, FL, United States, 33308
Phone: 954 900 2800
Website: https://www.optimumbank.com
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