S&T Bancorp (STBA) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
S&T Bancorp, Inc. (NASDAQ:STBA ) Q3 2025 Earnings Call October 23, 2025 1:00 PM EDT Company Participants Mark Kochvar - Senior EVP, CFO & Investor Relation Officer Christopher McComish - CEO & Chairman Dave Antolik - President & Director Conference Call Participants Justin Crowley - Piper Sandler & Co., Research Division Daniel Tamayo - Raymond James & Associates, Inc., Research Division David Bishop - Hovde Group, LLC, Research Division Kelly Motta - Keefe, Bruyette, & Woods, Inc., Research Division Matthew Breese - Stephens Inc., Research Division Presentation Operator Welcome to the S&T Bancorp Third Quarter 2025 Conference Call. [Operator Instructions] Now I would like to turn the call over to Chief Financial Officer, Mark Kochvar.
While the top- and bottom-line numbers for S&T Bancorp (STBA) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
| Banks Industry | Financials Sector | Christopher J. McComish CEO | NASDAQ (NGS) Exchange | 783859101 CUSIP |
| US Country | 1,206 Employees | 13 Nov 2025 Last Dividend | 2 Nov 1998 Last Split | 21 Apr 1992 IPO Date |
S&T Bancorp, Inc., originally established in 1902, operates prominently as the parent company of S&T Bank. This institution specializes in delivering a broad range of retail and commercial banking products and services. The company's diverse operations span across six distinct segments: Commercial Real Estate, Commercial and Industrial, Commercial Construction, Business Banking, Consumer Real Estate, and Other Consumer. Headquartered in Indiana, Pennsylvania, S&T Bancorp, Inc. has cemented its role in the financial sector by focusing on the needs of both individual consumers and businesses, providing tailored financial solutions designed to meet diverse customer demands.
Offers a variety of saving options to individuals and businesses, including savings accounts, checking accounts, and certificates of deposit, enabling clients to manage their finances effectively.
Provides an extensive array of loan products, including personal loans, mortgages, and lines of credit for businesses and individuals, tailored to support financial growth and personal needs.
Delivers comprehensive solutions for businesses to manage their daily financial operations efficiently, encompassing services such as payroll processing, online banking, and fraud prevention.
Offers investment advisement and wealth management services, including the management of private investment accounts for individuals and institutions, focusing on achieving long-term financial objectives.
Provides insurance brokerage services, distributing life insurance and long-term disability income insurance products, and acts as a reinsurer of credit life, accident, and health insurance policies. This array of insurance services caters to both personal and commercial clients, offering them protective measures for various aspects of life and business.
Offers title insurance and related services to commercial customers, enhancing the security and smooth processing of real estate transactions.