Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does WaFd (WAFD) have what it takes?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does WaFd (WAFD) have what it takes?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does WaFd (WAFD) have what it takes?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does WaFd (WAFD) have what it takes?
WaFd, Inc. (NASDAQ:WAFD ) Q4 2025 Earnings Call October 17, 2025 10:00 AM EDT Company Participants Brad Goode - Chief of Communications, Marketing & Community Relations and Senior VP Brent Beardall - President, CEO & Vice Chairman Kelli Holz - Executive VP & CFO Ryan Mauer - Executive VP & Chief Credit Officer Cathy Cooper - Executive VP, Chief Experience Officer & Corporate Secretary Conference Call Participants Jeff Rulis - D.A. Davidson & Co., Research Division Matthew Clark - Piper Sandler & Co., Research Division Andrew Terrell - Stephens Inc., Research Division Kelly Motta - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Operator Good day, and thank you for standing by.
WaFd's Q4 earnings slip below estimates as revenues decline year over year, while lower expenses and stronger non-interest income offer support.
While the top- and bottom-line numbers for WaFd (WAFD) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
WaFd offers a preferred share - WAFDP - yielding 7.2%, appealing for income-focused investors seeking stability and steady dividends. WAFD's net interest margin has improved despite lower asset yields and declining loan and deposit growth post-merger with Luther Burbank. The bank's loan-to-deposit ratio has dropped, reducing reliance on external financing, but remains high compared to peers, signaling ongoing funding challenges.
From a technical perspective, WaFd, Inc. (WAFD) is looking like an interesting pick, as it just reached a key level of support. WAFD's 50-day simple moving average crossed above its 200-day simple moving average, which is known as a "golden cross" in the trading world.
WaFd beats fiscal Q3 estimates on higher fee income and decline in costs, but weak lending and rising credit loss provisions weigh on it.
WaFd (WAFD) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
WaFd's fiscal Q2 earnings beat estimates on the back of higher revenues and lower expenses. However, a decline in loan balance is a headwind.