Investors with an interest in Banks - Midwest stocks have likely encountered both Huntington Bancshares (HBAN) and Commerce Bancshares (CBSH). But which of these two companies is the best option for those looking for undervalued stocks?
Missouri-based Commerce Bancshares has been a weak performer so far this year, trailing the wider regional bank space by a double-digit margin. Most of this underperformance came following the bank's Q3 2025 results release, with Commerce missing on both the top and bottom lines. Some unrepresentative swings in certain revenue lines were partly to blame, while a higher credit loss charge isn't as concerning as it looks on paper.
Commerce Bancshares shares have underperformed, but recent credit reserve build appears precautionary, not indicative of emerging credit issues. CBSH maintains strong capital ratios, stable deposits, and a highly liquid balance sheet, positioning it well for macroeconomic uncertainty. The FineMark acquisition will expand CBSH's wealth management presence, especially in Florida, and is viewed as an attractive bolt-on deal.
CBSH Q3 earnings miss estimates despite higher revenues, with rising expenses and credit provisions weighing on results.
Commerce Bancshares (CBSH) came out with quarterly earnings of $1.06 per share, missing the Zacks Consensus Estimate of $1.09 per share. This compares to earnings of $1.07 per share a year ago.
Commerce (CBSH) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
Commerce (CBSH) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Commerce (CBSH) reported earnings 30 days ago. What's next for the stock?
VITL, GOLF, TCBI and CBSH top a screen for strong efficiency ratios and earnings surprise amid market volatility.
Commerce Bancshares beats Q2 earnings estimates with strong NII and loan growth, offsetting higher expenses and credit provisions.
The headline numbers for Commerce (CBSH) give insight into how the company performed in the quarter ended June 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Commerce Bancshares (CBSH) came out with quarterly earnings of $1.14 per share, beating the Zacks Consensus Estimate of $1.02 per share. This compares to earnings of $1.07 per share a year ago.