Capstar Financial Holdings Inc (CSTR)

Overview

CapStar Financial Holdings, Inc. is a prominent bank holding company with its core operations through CapStar Bank, primarily servicing Tennessee, United States. Founded in 2007 and based in Nashville, Tennessee, CapStar Financial Holdings has specialized in providing a wide range of banking and financial services tailored to meet the needs of both individual and corporate clients. With a comprehensive portfolio that spans from traditional banking to sophisticated financial management services, the company has established itself as a pivotal financial institution within its operational geography.

Products and Services

Banking Accounts: CapStar Bank offers a variety of banking account options including noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, and time deposits. These accounts are designed to meet the diverse financial needs of individual and corporate clients, providing secure and convenient options for managing cash flows, savings, and investments.

Mortgage Banking Products: The bank provides mortgage banking services, offering residential mortgages for new home purchases and refinancing existing home loans. This service is geared towards assisting clients in securing financing for home ownership or leveraging property investments.

Wealth Management and Treasury Management Services: To cater to the sophisticated needs of its clients, CapStar offers wealth management and treasury management services. These services are aimed at providing clients with strategic advice and solutions for wealth preservation, growth, and efficient cash management for businesses.

Loans: A wide range of loan products are available, including commercial and residential real estate loans, construction and land development loans, commercial and industrial loans, consumer loans, non-owner-occupied real estate loans, home equity loans, paycheck protection program (PPP) loans, as well as business term loans, equipment financing, and lines of credit. These lending solutions are designed to support the financial growth and operational needs of small and medium-sized businesses, as well as individual borrowers.

Mobile Banking Services: Recognizing the need for convenience and accessibility in banking, CapStar offers mobile banking services that allow clients to manage their accounts, make transactions, and access banking services remotely from their mobile devices.

Debit and Credit Cards: To further facilitate financial transactions and offer flexible payment solutions, the company provides its clients with debit and credit cards, accompanying its wide range of financial products and services.