LendingClub (LC) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
While the top- and bottom-line numbers for LendingClub (LC) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
LendingClub Grows LevelUp Base as Loan Originations Rise
LendingClub closed the quarter with a sharp increase in lending activity as management pointed Wednesday night (Jan. 28) to increased traction in its LevelUp products. Loan originations rose 40% year over year to $2.6 billion, with all product lines contributing, according to earnings material.
LendingClub Corporation (LC) Q4 2025 Earnings Call Transcript
LendingClub Corporation (LC) Q4 2025 Earnings Call Transcript
LendingClub (LC) Q4 Earnings and Revenues Surpass Estimates
LendingClub (LC) came out with quarterly earnings of $0.35 per share, beating the Zacks Consensus Estimate of $0.34 per share. This compares to earnings of $0.11 per share a year ago.
LendingClub: Marketplace Revenue Is Surging, But The Market Isn't Paying Attention
LendingClub Corporation (LC) has a strong lending base targeting the "motivated middle" that differentiates it from other fintechs. Compared to other fintechs, LendingClub has been unjustifiably left behind. LendingClub has changed the nature of its balance sheet by shifting its loan types from held-for-investment to held-for-sale, which I feel will drive revenue growth.
LendingClub: Taking The Next Step On Its Growth Journey
LendingClub recently reported strong third-quarter earnings results. LC also recently hosted an Investor Day, during which it announced a $100 million share repurchase program and new medium-term growth targets. Management expects to double loan originations.
Does LendingClub (LC) Have the Potential to Rally 26.57% as Wall Street Analysts Expect?
The consensus price target hints at a 26.6% upside potential for LendingClub (LC). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.
LendingClub Corporation (LC) Analyst/Investor Day Transcript
LendingClub Corporation ( LC ) Analyst/Investor Day November 5, 2025 9:00 AM EST Company Participants Artem Nalivayko - VP and Head of FP&A and Investor Relations Scott Sanborn - CEO & Director Kiran Aware Steven Mattics - Chief Lending Officer Mark Elliot - Chief Customer Officer Lukasz Strozek - Chief Technology Officer Andrew LaBenne - Chief Financial Officer Clarke Roberts John Morris Conference Call Participants Crispin Love - Piper Sandler & Co., Research Division Reginald Smith - JPMorgan Chase & Co, Research Division Giuliano Anderes-Bologna - Compass Point Research & Trading, LLC, Research Division David Scharf - Citizens JMP Securities, LLC, Research Division Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Kyle Joseph - Stephens Inc., Research Division Vincent Caintic - BTIG, LLC, Research Division Mark Cammarota - Liberty Bank Jon Denfeld - AB Pooling Portfolios - AB Short Duration Bond Portfolio Ivan Zinn - Blue Owl Capital Inc. William Ryan - Seaport Research Partners Joanna Cheah - Jefferies LLC, Research Division Conversation Operator Welcome, everyone. Please welcome Artem Nalivayko, LendingClub's Head of Investor Relations.
This Consumer Lender Stock Popped After Reporting Strong Earnings. Here's Why It's Just Getting Started.
LendingClub reported impressive third-quarter results, with loan originations up 37% year over year. The lender saw strong demand for its loans from customers and for its structured certificates.
LendingClub: As Deposits Grow, Profits Are Soaring (Upgrade)
LendingClub is upgraded to a "Buy," driven by strong originations growth and a successful transition to a full-service bank model. LC's access to low-cost deposits boosts net interest margins, while high-yield savings and checking accounts attract new customers. The company achieves high servicing margins and recurring revenue by servicing loans for other institutions, enhancing profitability and reducing risk.
LendingClub Corporation (LC) Q3 2025 Earnings Call Transcript
LendingClub Corporation (NYSE:LC ) Q3 2025 Earnings Call October 22, 2025 5:00 PM EDT Company Participants Artem Nalivayko - VP and Head of FP&A and Investor Relations Scott Sanborn - CEO & Director Andrew LaBenne - Chief Financial Officer Conference Call Participants William Ryan - Seaport Research Partners Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Vincent Caintic - BTIG, LLC, Research Division Giuliano Anderes-Bologna - Compass Point Research & Trading, LLC, Research Division Reginald Smith - JPMorgan Chase & Co, Research Division Kyle Joseph - Stephens Inc., Research Division Presentation Operator Ladies and gentlemen, thank you for joining us, and welcome to the LendingClub Q3 2025 Earnings Conference Call. [Operator Instructions] I will now hand the conference over to Artem Nalivayko, Head of Investor Relations.
LendingClub (LC) Reports Q3 Earnings: What Key Metrics Have to Say
Although the revenue and EPS for LendingClub (LC) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
