Live Oak Bancshares Inc. logo

Live Oak Bancshares Inc. (LOB)

Market Open
29 Jul, 15:39
NYSE NYSE
$
33. 42
-0.6
-1.76%
$
1.46B Market Cap
22.34 P/E Ratio
0.12% Div Yield
29,621 Volume
2.22 Eps
$ 34.02
Previous Close
Day Range
33.29 34.31
Year Range
22.68 50.57
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Earnings results expected in 85 days

Summary

LOB trading today lower at $33.42, a decrease of 1.76% from yesterday's close, completing a monthly increase of 3.24% or $1.05. Over the past 12 months, LOB stock lost -16.41%.
LOB pays dividends to its shareholders, with the most recent payment made on Jun 17, 2025. The next estimated payment will be in In 1 month on Sep 17, 2025 for a total of $0.03.
The last earnings report, released on Jul 22, 2025, missed the consensus estimates by -0.05%. On average, the company has fell short of earnings expectations by -0.13%, based on the last three reports. The next scheduled earnings report is due on Oct 22, 2025.
The stock of the company had never split.
The company's stock is traded on 1 different exchanges and in various currencies, with the primary listing on NYSE (USD).

LOB Chart

Chart

Chart with 60 data points.
The chart has 1 X axis displaying categories.
The chart has 2 Y axes displaying values, and values.
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Live Oak Bancshares, Inc. (LOB) Q2 2025 Earnings Call Transcript

Live Oak Bancshares, Inc. (LOB) Q2 2025 Earnings Call Transcript

Live Oak Bancshares, Inc. (NYSE:LOB ) Q2 2025 Earnings Conference Call July 24, 2025 9:00 AM ET Company Participants Gregory Seward - Chief Risk Officer & General Counsel William Losch III - President Walter Phifer - Chief Financial Officer Michael Cairns - Chief Credit Officer James Mahan - Chairman & CEO Conference Call Participants David Feaster - Raymond James & Associates, Inc., Research Division Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Operator Good morning, ladies and gentlemen, and welcome to Live Oak Bancshares Second Quarter 2025 Earnings Call. [Operator Instructions] I would now like to turn the conference call over to Greg Seward, Chief Risk Officer and General Counsel.

Seekingalpha | 4 days ago
Live Oak Bancshares (LOB) Q2 Earnings Miss Estimates

Live Oak Bancshares (LOB) Q2 Earnings Miss Estimates

Live Oak Bancshares (LOB) came out with quarterly earnings of $0.51 per share, missing the Zacks Consensus Estimate of $0.52 per share. This compares to earnings of $0.59 per share a year ago.

Zacks | 5 days ago
Live Oak Bancshares, Inc. (LOB) Q1 2025 Earnings Call Transcript

Live Oak Bancshares, Inc. (LOB) Q1 2025 Earnings Call Transcript

Live Oak Bancshares, Inc. (NYSE:LOB ) Q1 2025 Earnings Conference Call April 24, 2025 9:00 AM ET Company Participants Greg Seward - General Counsel and Chief Risk Officer Chip Mahan - Chairman and Chief Executive Officer BJ Losch - President Walt Phifer - Chief Financial Officer Michael Cairns - Chief Credit Officer Conference Call Participants Crispin Love - Piper Sandler Tim Switzer - KBW David Feaster - Raymond James Operator Good morning, ladies and gentlemen, and welcome to the Q1 2025 Live Oak Bancshares Earnings Call. At this time, all participant lines are in the listen-only mode.

Seekingalpha | 3 months ago

Live Oak Bancshares Inc. Dividends

Live Oak Bancshares Inc. logo
LOB In 1 month
Estimated
Quarterly
$0.03 Per Share
Live Oak Bancshares Inc. logo
LOB 1 month ago
Paid
Quarterly
$0.03 Per Share
Live Oak Bancshares Inc. logo
LOB 5 months ago
Paid
Quarterly
$0.03 Per Share
Live Oak Bancshares Inc. logo
LOB 7 months ago
Paid
Quarterly
$0.03 Per Share
Live Oak Bancshares Inc. logo
LOB 10 months ago
Paid
Quarterly
$0.03 Per Share
Live Oak Bancshares Inc. logo
LOB 4 Jun 2024
Paid
Quarterly
$0.03 Per Share

Live Oak Bancshares Inc. Earnings

22 Oct 2025 (In 2 months) Date
0.61
Cons. EPS
-
EPS
22 Jul 2025 Date
0.56
Cons. EPS
0.51
EPS
22 Apr 2025 Date
-
Cons. EPS
-
EPS
22 Jan 2025 Date
0.62
Cons. EPS
0.28
EPS
23 Oct 2024 Date
0.56
Cons. EPS
0.28
EPS
Live Oak Bancshares Inc. logo
LOB In 1 month
Estimated
Quarterly
$0.03 Per Share
Live Oak Bancshares Inc. logo
LOB 1 month ago
Paid
Quarterly
$0.03 Per Share
Live Oak Bancshares Inc. logo
LOB 5 months ago
Paid
Quarterly
$0.03 Per Share
Live Oak Bancshares Inc. logo
LOB 7 months ago
Paid
Quarterly
$0.03 Per Share
Live Oak Bancshares Inc. logo
LOB 10 months ago
Paid
Quarterly
$0.03 Per Share
Live Oak Bancshares Inc. logo
LOB 4 Jun 2024
Paid
Quarterly
$0.03 Per Share
22 Oct 2025 (In 2 months) Date
0.61
Cons. EPS
-
EPS
22 Jul 2025 Date
0.56
Cons. EPS
0.51
EPS
22 Apr 2025 Date
-
Cons. EPS
-
EPS
22 Jan 2025 Date
0.62
Cons. EPS
0.28
EPS
23 Oct 2024 Date
0.56
Cons. EPS
0.28
EPS

Live Oak Bancshares Inc. (LOB) FAQ

What is the stock price today?

The current price is $33.42.

On which exchange is it traded?

Live Oak Bancshares Inc. is listed on NYSE.

What is its stock symbol?

The ticker symbol is LOB.

Does it pay dividends? What is the current yield?

Yes, It pays dividends and the current yield is 0.12%.

What is its market cap?

As of today, the market cap is 1.46B.

What is the earnings per share?

The EPS is 0.61.

When is the next earnings date?

The next earnings report will release on Oct 22, 2025.

Has Live Oak Bancshares Inc. ever had a stock split?

No, there has never been a stock split.

Live Oak Bancshares Inc. Profile

Banks - Regional Industry
Financial Services Sector
James S. Mahan III CEO
NYSE Exchange
53803X105 Cusip
US Country
1,008 Employees
3 Jun 2025 Last Dividend
- Last Split
23 Jul 2015 IPO Date

Overview

Live Oak Bancshares, Inc., headquartered in Wilmington, North Carolina, is a dynamic financial entity established in 2008 operating as a holding company for Live Oak Banking Company. It predominantly provides a wide range of banking products and services across the United States. The organization is structured into two primary segments, Banking and Fintech, indicating a modern approach to financial solutions. It serves the dual role of traditional banking along with an emphasis on technology-driven financial services, catering to various customers’ needs within the American market. Live Oak Bancshares, Inc. is geared towards innovation in the finance sector, especially in supporting small businesses, renewable energy industries, and the area of financial technology investment.

Products and Services

  • Deposit Products: The bank offers a variety of deposit products to meet customer needs, including:

    Customers can select from noninterest-bearing demand deposits to interest-bearing options like checking, money market, savings, and time deposits. These products are designed to cater to the varying liquidity and investment preferences of individuals and businesses alike.

  • Loans:

    The bank provides comprehensive loan offerings such as commercial and industrial loans, construction and development loans, and both owner-occupied and non-owner occupied commercial real estate loans, including commercial land loans. These are tailored to support the growth and operational needs of businesses in diverse sectors.

  • Government Guaranteed Loans Services:

    Live Oak Bancshares offers specialized services like settlement, accounting, and securitization for government-guaranteed loans, demonstrating its expertise in navigating and leveraging government loan programs for the benefit of its clients.

  • Renewable Energy Financing:

    The company provides critical financing options for the renewable energy application industry, aiming to support environmental sustainability and innovation in energy solutions.

  • Wealth and Investment Management:

    Services are offered to high-net-worth individuals and families, focusing on wealth preservation, asset growth, and estate planning, facilitated by adept financial advisors and wealth management experts.

  • Investment Advisory Services:

    Live Oak Bancshares also delivers investment advisory services to a series of funds. These funds are focused on providing venture capital to new and emerging financial technology companies, showcasing the company’s commitment to fostering innovation in the fintech space.

Contact Information

Address: 1741 Tiburon Drive
Phone: 910 790 5867