Public Bank Berhad (1295)

Overview

Public Bank Berhad, founded in 1966 and headquartered in Kuala Lumpur, Malaysia, is a comprehensive financial institution that provides a wide array of banking services. The bank serves a diverse clientele, including retail customers and small and medium enterprises (SMEs), through its extensive network of branches and self-service terminals across Malaysia, Hong Kong, China, Cambodia, Vietnam, Laos, and Sri Lanka. With its rich history and commitment to serving the banking needs of its customers, Public Bank Berhad has established itself as a trusted name in the financial sector.

Products and Services

Public Bank Berhad offers a vast range of products and services designed to meet the financial needs of its customers. These include:

• Deposit Products: The bank offers various deposit options such as savings, current, fixed deposit, and foreign currency accounts, alongside safe deposit box services. These products are tailored to safeguard and grow customer deposits with convenience and security in mind.
• Loan Portfolio: With offerings such as home, SWIFT, working capital, SME, and other loans, including overdraft facilities, project and vehicle financing, Public Bank Berhad caters to the diverse financing needs of its customers. The portfolio is complemented by PB retail negotiable instruments of deposit, credit guarantee corporation guarantee schemes, and BNM funds, providing a comprehensive range of borrowing options.
• Islamic Banking: The bank also caters to customers seeking Shariah-compliant financial products through its Islamic banking services, offering a variety of ethical banking solutions in alignment with Islamic law.
• Investment Services: For individuals looking to invest, Public Bank Berhad provides structured product investments and share trading/margin financing, offering opportunities to grow wealth through various investment avenues.
• Insurance Products: The bank offers a range of insurance products, including single premium investment-linked, family and savings, and credit life insurance products, in addition to bancassurance services. These products aim to provide financial protection and peace of mind to the customers.
• Digital Banking Services: Understanding the importance of accessibility and convenience in banking, Public Bank Berhad offers mobile, internet, and self-service banking services. This allows customers to manage their finances easily from anywhere, at any time.
• Credit and Debit Cards, and Remittance Services: To facilitate everyday financial transactions and international money transfers, the bank provides a suite of card and remittance services designed to offer convenience and security.
• Brokerage and Trustee Services: These services, including share broking, trustee services, nominee services, and unit trust funds sales and management, cater to investors looking for market access and reliable management of their investments.