Capital City Bank Group Inc. (BK3)

Overview

Capital City Bank Group, Inc. is a reputable financial holding company that operates through its subsidiary, Capital City Bank, to offer a broad range of banking services tailored to both individual and corporate clients. Established in 1895, this institution has grown its roots deep into the banking industry, serving its customers with dedication and a comprehensive suite of financial products and services. With its headquarters in Tallahassee, Florida, Capital City Bank Group, Inc. has made a significant mark in the financial world by prioritizing customer satisfaction, innovative banking solutions, and responsible banking practices to meet the ever-evolving needs of its clients.

Products and Services

• Commercial Financing

  The bank provides financing options for commercial properties, equipment, inventories, and accounts receivable, alongside commercial leasing and letters of credit. These services cater to the needs of businesses looking for flexible financial solutions to support their operations and growth.

• Treasury Management Services

  Offering sophisticated treasury management solutions, Capital City Bank aids businesses in optimizing their cash flow, managing receivables, payables, and providing efficient liquidity management to ensure businesses can smoothly operate.

• Merchant Credit Card Transaction Processing

  With this service, businesses can streamline the processing of credit card transactions, enhancing customer experience through efficient and secure payment methods.

• Real Estate and Mortgage Loans

  Capital City Bank offers an array of real estate lending products for both commercial and residential purposes, including fixed and adjustable-rate mortgages, catering to the diverse needs of its clients in acquiring, developing, or refinancing properties.

• Personal Loans

  Customers can access various personal loan products for automobiles, boats/RVs, and home equity, alongside credit card programs. These products are designed to meet the individual financial needs of clients, whether it’s for a major purchase or consolidating debt.

• Institutional Banking

  This service provides customized financial solutions for government entities, educational institutions, and not-for-profit associations, including checking and savings accounts, cash management, tax-exempt loans, and more.

• Consumer Banking Services

  Capital City Bank embraces the core of retail banking by offering a wide range of services such as checking and savings accounts, debit/credit cards, online and mobile banking, ensuring a convenient and comprehensive banking experience for individuals.

• Asset Management

  Through personalized asset management services including agency, personal trust, IRA, and investment management accounts, the bank aims to optimize the financial assets of its clients, supported by a range of retail securities products like bonds, stocks, mutual funds, and insurance products.

• Advisory Services

  Capital City Bank Group also specializes in providing clients with robust advisory services in areas such as estate planning, financial planning, insurance, business planning, tax planning, and asset protection to help clients navigate complex financial landscapes.