City Union Bank Ltd. (CUB)

Overview

City Union Bank Limited, a distinguished institution in the Indian banking sector, offers a broad spectrum of banking products and services catering to both personal and corporate clients. Established in 1904 and initially named The Kumbakonam City Union Bank Limited, the entity underwent a rebranding to its current name in November 1987. Operating through four main segments - Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations - the bank is headquartered in Kumbakonam, India. With a robust infrastructure that includes a comprehensive network of branches, ATMs, and various self-service kiosks, City Union Bank stands out for its commitment to facilitating accessible and efficient financial services across the nation.

Products and Services

• Banking Accounts

  Offers a variety of account types including savings and current accounts, alongside specialized accounts like fixed, flexi fix, recurring, and tax saver deposits.

• NRI Banking

  Caters to Non-Resident Indians with tailored banking products and services designed to meet their unique financial needs.

• Loans & Credit Facilities

  Extensive range of loan products including consumer, two and four-wheeler, home, educational, and property loans. Offers personal and agricultural gold loans, working capital and business loans, foreign currency loans, and agricultural term loans. Additionally, provides cash credits, bank guarantees, letters of credit, bills finance, and gold-based overdrafts facilities.

• International Business Services

  Supports businesses with export, import, remittance, correspondent banking, and treasury risk management services.

• Ancillary Services

  Facilities such as locker services, automated teller machines (ATMs), cash deposit machines/bulk note acceptors, passbook kiosks, and cheque deposit kiosks enhance banking convenience.

• Demat and Insurance Products

  Offers dematerialization services for securities and a variety of insurance products catering to different customer needs.

• Card Services

  Provides debit/prepaid and credit cards, facilitating secure and convenient transactions for its clients.

• Cash Management & Payment Solutions

  Advanced solutions for cash management and payments, including payment to government, national electronic fund transfer (NEFT), immediate payment service (IMPS), real time gross settlement (RTGS), national automatic clearing house (NACH), and various technology-driven banking services.