Shares of a data analytics firm took off after the company said it would provide its consumer credit scores directly to firms that give credit reports to mortgage lenders. The move pressured the credit bureaus that also evaluate potential borrowers.
Equifax (EFX) reported earnings 30 days ago. What's next for the stock?
Equifax has been an incredible growth story, operating in high-margin business. However, high-interest-sensitive business segments are slowing down. With a forward P/E of 31, EFX is not cheap. Premium is due to AI and cloud investments, but these investments are capital intensive, putting pressure on the bottom line. Stock price performance is frustrating. Equifax has been underperforming S&P500 on a 1-year basis, making no progress while having low volatility. Uncertainty could drag down a broader market together with EFX.
Examine Equifax's (EFX) international revenue patterns and their implications on Wall Street's forecasts and the prospective trajectory of the stock.
I maintain my Hold rating on Equifax due to limited near-term visibility despite strong 2Q25 results and compelling long-term cloud and data strategies. 2Q25 saw impressive broad-based growth, especially in US mortgage activity and product innovation, highlighting the benefits of Equifax's cloud transformation. Management's cautious tone, unchanged FY25 guidance, and a guide-down in EWS signal ongoing macro uncertainty and potential headwinds for the second half.
EFX posts strong second-quarter 2025 results, with earnings up 9.9% and revenues climbing 7.7%, prompting raised outlooks for the third quarter and 2025.
Equifax's latest results showed momentum in its non-mortgage businesses, including verification for consumer lending and the government sector. Although results came in above expectations, the uncertainty of tariffs — and their impact on interest rates and hiring — have tempered top-line expectations.
Equifax Inc. (NYSE:EFX ) Q2 2025 Earnings Conference Call July 22, 2025 8:30 AM ET Company Participants John W. Gamble - Executive VP, CFO & COO Mark W.
While the top- and bottom-line numbers for Equifax (EFX) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Equifax (EFX) came out with quarterly earnings of $2 per share, beating the Zacks Consensus Estimate of $1.92 per share. This compares to earnings of $1.82 per share a year ago.
EFX is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.
EFX is set to report Q2 results on July 22, with EPS and revenues expected to rise on solid USIS, international and Workforce Solutions gains.