FFB Bancorp, Inc. (FFBB)

Overview

FFB Bancorp operates as the holding company for FFB Bank, delivering a wide range of financial products and services tailored for individuals and businesses, primarily across California. Initially known as Communities First Financial Corporation, the entity underwent a rebranding to FFB Bancorp in May 2023. Since its establishment in 2005, headquartered in Fresno, California, FFB Bancorp has focused its efforts on serving the unique needs of small and middle-market companies, as well as individual clients, through its extensive banking solutions.

Products and Services

• Personal Banking Solutions:

  FFB Bancorp offers a comprehensive suite of personal banking options, including checking and savings accounts, money market accounts, and certificates of deposit. Additionally, it provides individual retirement accounts, facilitating a secure pathway to financial stability for individuals in their retirement years.

• Loan Services:

  The bank presents a diverse range of loan services catering to various financial needs. This includes residential real estate loans for homeowners, commercial loans for business operations, small business loans specifically designed for SMEs, commercial real estate and construction loans for developers, agricultural loans and lines of credit for farmers, and equipment leasing services for businesses requiring machinery and equipment.

• Credit and Debit Cards:

  FFB Bancorp provides debit and credit cards, offering clients a secure and convenient way to manage their finances, make purchases, and access funds.

• Digital Banking:

  To align with the digital age, FFB Bancorp has introduced online and mobile banking services, allowing customers to manage their accounts, transfer funds, and pay bills from anywhere at any time. Online bill payment, cash management, remote deposit capture, and merchant services are also available to meet the needs of both individual and business clients.

• Business Manager Solutions:

  Understanding the intricate needs of businesses, FFB Bancorp offers business manager solutions, a suite of services designed to help businesses manage their finances more efficiently and effectively. This includes streamlining operations and facilitating smooth financial transactions.