Banc of California, Inc. (NYSE:BANC ) Q3 2025 Earnings Call October 23, 2025 1:00 PM EDT Company Participants Ann DeVries - Senior VP of Strategic Finance & Head of Investor Relations Jared Wolff - Chairman of the Board,President & CEO Joseph Kauder - Executive VP & CFO Conference Call Participants Jared David Shaw - Barclays Bank PLC, Research Division Timur Braziler - Wells Fargo Securities, LLC, Research Division Matthew Clark - Piper Sandler & Co., Research Division David Feaster - Raymond James & Associates, Inc., Research Division Christopher McGratty - Keefe, Bruyette, & Woods, Inc., Research Division Andrew Terrell - Stephens Inc., Research Division Gary Tenner - D.A. Davidson & Co., Research Division Anthony Elian - JPMorgan Chase & Co, Research Division Timothy Coffey - Janney Montgomery Scott LLC, Research Division Presentation Operator Hello, and welcome to Banc of California's Third Quarter Earnings Conference Call.
The headline numbers for Banc of California (BANC) give insight into how the company performed in the quarter ended September 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Banc of California (BANC) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
| Banks Industry | Financials Sector | Jared M. Wolff CEO | XMUN Exchange | US05990K1060 ISIN |
| US Country | 1,903 Employees | 15 Dec 2025 Last Dividend | - Last Split | 1 Oct 2002 IPO Date |
Banc of California, Inc. serves as the parent company for Banc of California, a comprehensive banking institution dedicated to providing a wide range of financial services primarily within the state of California. Since its inception in 1941, the company has focused on catering to the needs of small and middle-market businesses, venture capital firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. Operating with a strong commitment to meeting the diverse financial requirements of its clientele, Banc of California, Inc. is headquartered in Los Angeles, California, standing as a significant player in the regional banking sector.
These include a variety of accounts such as checking, savings, money market, demand, and time deposits, along with certificates of deposit and retirement accounts. The bank also offers safe deposit boxes, catering to the secure storage needs of its customers.
Banc of California provides funding to professional developers and real estate investors focused on the acquisition, construction, refinancing, renovation, and ongoing operation of commercial real estate properties. This includes commercial real estate mortgage, residential real estate mortgage, and loans for real estate construction and land.
The bank offers a range of commercial financing options, including equipment finance, other asset-based loans, venture capital, secured business loans, warehouse loans, and other lending services tailored to meet the diverse needs of businesses.
These loans are designed to support small businesses in their growth and operational needs, offering an essential resource for small business owners seeking financial assistance.
Banc of California provides a spectrum of consumer loans, including personal loans, auto loans, home equity, and revolving lines of credit. These products are designed to meet the personal financing needs of individuals.
In addition to its comprehensive suite of domestic banking services, the company offers international banking and multi-state deposit services, catering to the broader needs of its clients operating on a global scale.
For clients seeking to manage their assets and investments efficiently, Banc of California provides asset and investment management services, offering expertise in managing wealth and investment portfolios.
These services are aimed at assisting clients in managing their cash flow and treasury operations efficiently, essential for the smooth operation of businesses and organizations.
To accommodate the digital banking needs of its customers, Banc of California offers a comprehensive set of online, mobile, remote deposit, and telephone banking services, facilitating convenient banking transactions and account management.