Republic First Bancorp Inc (FRBK)

Overview

Republic First Bancorp, Inc. serves as the parent company to Republic First Bank, delivering a broad spectrum of banking services tailored to meet the needs of individuals and businesses alike. With its foundation laid in 1987, the institution has charted a course of steady growth, anchored in Philadelphia, Pennsylvania. Through its commitment to customer service and a comprehensive suite of financial products, Republic First Bancorp, Inc. has established itself as a distinguished name in the banking industry, offering solutions that span from traditional deposit accounts to sophisticated commercial lending options.

Products and Services

• Consumer and Commercial Deposit Accounts

  Including checking, interest-bearing demand, money market, savings, sweep accounts, and individual retirement accounts. These options cater to a wide range of needs, ensuring flexibility and security for both personal and business finances.

• Certificates of Deposit

  Offering a secure and predictable way to save money, certificates of deposit provide an investment vehicle with fixed interest rates for the term of the certificate.

• Commercial Loans

  Secured and unsecured options available for businesses seeking funding for various purposes, including operational expansion, equipment acquisition, or inventory enhancement.

• Real Estate Loans

  Facilitating the purchase, development, or refinancing of properties through a variety of loan products tailored to real estate ventures.

• Construction and Land Development Loans

  Designed for developers and builders, these loans offer financial backing for projects from inception through construction to final development.

• Automobile and Home Improvement Loans

  Providing individuals with the means to finance personal vehicles or home renovation projects through tailored lending options.

• Mortgages and Home Equity Lines of Credit

  A variety of mortgage products to suit different needs, along with lines of credit that leverage the equity in one's home as collateral for borrowing.

• Overdraft Lines of Credit and Other Products

  Overdraft protection and additional credit offerings to help manage financial needs and unexpected expenses.

• Lockbox Services

  A streamlined solution for businesses to manage incoming payments efficiently, enhancing the management of receivables and liquidity.