Hancock Whitney (HWC) reported earnings 30 days ago. What's next for the stock?
Shares of southern lender Hancock Whitney have been a decent performer since my last update back in April, matching the circa 12% return of the wider regional bank space. Resilient credit quality has helped support Hancock's bottom line recently, as has the acquisition of Sabal Trust Company earlier in the year. Interest income trends have been more muted, particularly on the volume side.
Hancock Whitney's Q3 earnings top estimates on stronger NII and fee income, but higher costs and lower deposits drag shares down.
| Banks Industry | Financials Sector | John M. Hairston CEO | XFRA Exchange | US4101201097 ISIN |
| US Country | 3,497 Employees | 5 Dec 2025 Last Dividend | 19 Mar 2004 Last Split | 2 Jan 2001 IPO Date |
Hancock Whitney Corporation serves as the financial holding company for Hancock Whitney Bank, specializing in a broad range of banking services aimed at commercial, small business, and retail customers. With a foundation laid in 1899, the company has established its headquarters in Gulfport, Mississippi, and has since been dedicated to providing a comprehensive portfolio of financial products and services. Hancock Whitney Corporation embraces both traditional banking methods and modern online banking technologies to meet the diverse needs of its clients effectively.
The company offers a vast array of transaction and savings deposit products, including brokered deposits, time deposits, and money market accounts. Clients have access to cutting-edge treasury management services, enhancing the efficiency of financial operations and cash flow.
Customers can avail themselves of secured and unsecured loan options, featuring revolving credit facilities, as well as letters of credit and similar financial guarantees. These products are designed to meet the varied financing needs of businesses and individuals alike.
These services cater to retirement plans, corporations, and individuals, offering expert trust and investment management solutions. Clients can also explore investment advisory and brokerage products through the bank’s platform.
Hancock Whitney provides loans for commercial and industrial purposes, including funding for real and non-real estate ventures, construction and land development projects, and residential mortgages. Consumer loans are also available for personal financial needs.
The bank offers a range of commercial finance products to middle market and larger corporate clients. These include various leases and related structures aimed at facilitating business operations and expansion.
Hancock Whitney actively involves in facilitating investments in new market tax credit activities, supporting community development and economic growth in underserved areas.
Apart from holding certain foreclosed assets, Hancock Whitney enables customers to access fixed annuity and life insurance products, providing additional layers of financial security and planning.
The company also plays a significant role in underwriting transactions, alongside offering debt and mortgage-related securities. This service caters to the complex financial structuring and investment needs of its clients.