OFG Bancorp (OFG) Q3 2025 Earnings Call Transcript
OFG Bancorp (NYSE:OFG ) Q3 2025 Earnings Call October 22, 2025 10:00 AM EDT Company Participants José Fernández - President, CEO & Chairman Maritza Arizmendi - Chief Financial Officer Cesar Ortiz-Marcano - Chief Risk Officer Conference Call Participants Arren Cyganovich - Truist Securities, Inc., Research Division Timur Braziler - Wells Fargo Securities, LLC, Research Division Kelly Motta - Keefe, Bruyette, & Woods, Inc., Research Division Anya Pelshaw Presentation Operator Good morning. Thank you for joining OFG Bancorp's conference call.
Why OFG Bancorp (OFG) is a Great Dividend Stock Right Now
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does OFG (OFG) have what it takes?
OFG Bancorp: Loan Growth To Help Earnings Inch Up
Due to Puerto Rico's persistently strong job market, I'm expecting loan growth to remain above last year's level. Risks to loan growth are worsening economic activity and sharply rising home prices. The combination of sticky deposit costs and relatively rate-sensitive loan yields will likely lead to margin pressure in a declining interest rate environment.
OFG Bancorp: Strong Performer On Most Levels
OFG Bancorp reported Q2 revenue and earnings beats, driven by strong net interest margins and effective expense control. Loans and deposits grew sequentially, but the stock trades at a steep premium to tangible book value, justifying a hold rating. Asset quality is solid, though allowances for credit losses and nonperforming loans are slightly higher than peers; return metrics improved.
OFG Bancorp (OFG) Q2 2025 Earnings Call Transcript
OFG Bancorp (NYSE:OFG ) Q2 2025 Earnings Conference Call July 17, 2025 10:00 AM ET Company Participants Cesar A. Ortiz-Marcano - Chief Risk Officer of Oriental Bank José Rafael Fernández - President, CEO & Chairman Maritza Arizmendi Diaz - Chief Financial Officer Conference Call Participants Brett D.
OFG Bancorp Doesn't Deserve A Downgrade At This Time
OFG Bancorp has maintained a 'buy' rating due to its strong asset quality, attractive valuation, and robust digital growth strategy. The company's net interest income and non-interest income saw slight declines recently, but deposits and loans have grown, indicating overall balance sheet strength. OFG Bancorp's digital initiatives have shown significant growth, with notable increases in digital loan payments and virtual teller use, enhancing operational efficiency.
OFG (OFG) Upgraded to Buy: Here's Why
OFG (OFG) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
Is OFG Bancorp (OFG) a Great Value Stock Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
OFG Bancorp (OFG) Q1 2025 Earnings Call Transcript
OFG Bancorp (NYSE:OFG ) Q1 2025 Earnings Conference Call April 23, 2025 10:00 AM ET Company Participants Jose Rafael Fernandez - Chairman & Chief Executive Officer Maritza Arizmendi - Chief Financial Officer Cesar Ortiz - Chief Risk Officer Conference Call Participants Frank Schiraldi - Piper Sandler Timur Braziler - Wells Fargo Brett Rabatin - Hovde Group Kelly Motta - KBW Operator Good morning. Thank you for joining OFG Bancorp's Conference Call.
OFG Bancorp (OFG) Misses Q1 Earnings Estimates
OFG Bancorp (OFG) came out with quarterly earnings of $1 per share, missing the Zacks Consensus Estimate of $1.02 per share. This compares to earnings of $1.05 per share a year ago.
OFG Bancorp: The Picture Looks Better Than I Previously Thought
OFG Bancorp's asset quality and digital-first strategy have driven a 15.2% share price increase, outperforming the S&P 500's 10.4% gain. Despite mixed valuation metrics, OFG Bancorp's strong return on assets and equity, along with diverse income streams, justify a soft 'buy' rating. Recent improvements include a rise in deposits and securities, increased net income, and significant share buybacks, signaling management's optimism.
Should Value Investors Buy OFG Bancorp (OFG) Stock?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
