OppFi Inc. (OPFI)
NYSE NYSE Primary Summary
OPFI Chart
OppFi Rallies 33% YTD: Should You Still Purchase the Stock?
OPFI's YTD jump, efficiency gains and repeated guidance hikes sharpen its appeal for value-focused investors.
Is OppFi's Operational Efficiency Essential for Profitability?
OPFI's tech-driven automation cuts costs and lifts Q3 profitability, with rising approvals powering stronger full-year income guidance.
Does OppFi (OPFI) Have the Potential to Rally 48.57% as Wall Street Analysts Expect?
The average of price targets set by Wall Street analysts indicates a potential upside of 48.6% in OppFi (OPFI). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.
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OppFi Inc. Profile
| - Industry | - Sector | Todd G. Schwartz CEO | NYSE Exchange | 68386H103 CUSIP |
| US Country | 445 Employees | 8 Apr 2025 Last Dividend | - Last Split | 20 Nov 2020 IPO Date |
Overview
OppFi Inc. is a distinguished company that has positioned itself as a key player in the specialty finance sector. Since its inception in 2012, OppFi has been committed to providing innovative financial solutions through its comprehensive platform, which empowers partner banks to extend credit access to a broader audience. With its headquarters established in Chicago, Illinois, the company has continued to expand its reach and refine its offerings, demonstrating a steadfast commitment to financial inclusivity and technological innovation.
Products and Services
OppFi Inc. offers a range of products designed to meet the diverse financial needs of its customers. These include:
- OppLoans: This is an installment loan product facilitated through OppFi's platform. OppLoans are tailored to provide customers with a flexible, straightforward loan repayment plan. This product stands out for its emphasis on transparency and affordability, aiming to offer a more accessible financial solution for those in need.
- SalaryTap: A unique offering in the form of a payroll deduction secured installment loan product. SalaryTap leverages an innovative approach by integrating loan repayments directly with the borrower’s payroll system. This ensures a streamlined repayment process, reducing the risk of default by aligning loan obligations with the borrower’s income flow.
- OppFi Card: Expanding beyond loan products, OppFi Inc. has introduced a credit card offering. The OppFi Card is designed to cater to the financial flexibility needs of its users, providing them with a convenient and reliable form of payment. This product aims to bridge the gap for those who may be underserved by traditional credit systems, offering an opportunity to build or improve credit scores through responsible use.
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