Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (OTCPK:PSZKY) Q3 2025 Earnings Call November 6, 2025 5:00 AM EST Company Participants Szymon Midera - Acting CEO & President of Management Board Piotr Mazur - VP of Management Board & Chief Risk Officer Krzysztof Dresler - Deputy CEO & Vice-President of the Management Board Presentation Operator Good morning, ladies and gentlemen. I'm happy to welcome you at the performance presentation of PKO Bank Polski after Q3 of 2025.