PayPal said Wednesday (March 26) that it has passed $30 billion in global loan originations for small businesses since launching its first merchant lending solution in 2013. Over that time, the company has extended more than 1.
In the closing of the recent trading day, Paypal (PYPL) stood at $70.97, denoting a +1.11% change from the preceding trading day.
The final trades of the day with CNBC's Melissa Lee and the Fast Money traders.
Since my last writing on PYPL, new developments have provided additional bullish signals to the stock. The latest profit forecast point to a margin expansion potential in the near term. Its treasury stock position reached a record level of $27 billion.
PayPal (PYPL -0.44%) boasts over 400 million active customers, which is a key driver of its competitive advantage.
PayPal has transitioned from high growth (and multiple) to low growth (and multiple), yet remains profitable with strong cash flow and balance sheet, making it a decent value investment. New CEO Alex Chriss has got the company back on track, reversing the decline in active users, introducing Fastlane and buying back stock at low valuations. But the company has bigger plans: at Investor Day, they set a target of 20%+ annual EPS growth in a few years.
PayPal is showing good value despite some competitive headwinds which can hurt the margins. PayPal has reduced outstanding stock by 13.65% in the last three years, which equates to 4.75% CAGR EPS growth on a standalone basis. After the recent additional $15 billion in buyback authorization, the company has close to $20 billion to spend on buybacks, or 28% of outstanding stock at the current price.
Management's medium-term guidance suggests a sharp acceleration in growth, which would make the stock look unusually attractive at current levels. The company has a net cash balance sheet and is GAAP profitable. Management expects transaction margin growth to accelerate significantly by 2027, with earnings growth potentially reaching at least 20% over the long term.
A bipartisan bill was introduced to immediately place a 10% maximum limit/cap on credit card interest rates. The legislation was introduced by representatives Anna Paulina Luna of Florida and Alexandria Ocasio-Cortez of New York.
PayPal Holdings, Inc. (NASDAQ:PYPL ) Bank of America Securities 2025: Electronic Payments Symposium Conference March 18, 2025 9:50 AM ET Company Participants Frank Keller - EVP, General Manager, Large Enterprise & Merchant Platform Conference Call Participants Jason Kupferberg - Bank of America Jason Kupferberg All right. We're ready for our next session here, and we are very excited to have Frank Keller from PayPal with us.
PayPal (PYPL 1.04%) was one of the biggest winners of the pandemic years, as hundreds of millions of people were forced to shop online for goods and services, and to send money to friends and family without any physical contact. PayPal's business surged, and so did its stock price, reaching an all-time high of about $309 per share in July 2025.
Paypal (PYPL) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.