Sezzle Inc. (SEZL) came out with quarterly earnings of $0.71 per share, beating the Zacks Consensus Estimate of $0.65 per share. This compares to earnings of $0.49 per share a year ago.
SEZL aims for another strong quarter, with third-quarter 2025 revenues projected to jump 49% y/y on new products and WebBank synergies.
Sezzle is rated Neutral [Hold], due to slowing growth, deteriorating asset quality, and still-exorbitant valuations, despite a sharp stock correction. 2Q25 results showed revenue growth and estimate beats, but rising credit loss provisions, lower take rate, and plateauing core revenue segments disappointed the market. SEZL's growth outlook is now constrained by tighter lending standards, as credit quality worsens, with consumer fee and subscription revenues losing momentum.
Sezzle Inc. experienced a sharp selloff after its most recent earnings call, despite posting strong numbers. Misunderstood earnings due to an imbalanced EPS comparison caused by inflated Q2 2024 EPS numbers due to a one-time tax charge that swelled the bottom. SEZL had been trading at a premium valuation due to its impressive operational execution and consistently strong earnings results.
The BNPL sector remains highly competitive, presenting a risk to Sezzle's business. The company's latest earnings beat expectations, driven by robust growth in Gross Merchandise Volume. Its valuation remains attractive relative to its valuation prior to second quarter earnings, with room for multiple expansion as profitability improves.
Sezzle is a high-growth, profitable BNPL fintech trading at a slight premium, but its rapid expansion justifies a higher valuation. Q2 2025 results showed 76% revenue growth and strong profitability, with management guiding for 62.5% top-line growth and $3.25 EPS for FY2025. Despite competition and credit risks, Sezzle's scalable model, shareholder-friendly buybacks, and robust margins make it a compelling long-term investment.
Sezzle's GMV surges 74.2% in 2Q25, with rising purchase frequency and subscriber growth fueling profits and margins.
SEZL posts soaring revenues, record GMV and standout profitability with its On-Demand product strategy.
Sezzle Inc. (NASDAQ:SEZL ) Q2 2025 Earnings Conference Call August 7, 2025 5:00 PM ET Company Participants Charles G. Youakim - Co-Founder, Executive Chairman & CEO Karen M.
Sezzle Inc. (SEZL) came out with quarterly earnings of $0.69 per share, beating the Zacks Consensus Estimate of $0.58 per share. This compares to earnings of $0.36 per share a year ago.
Sezzle's second-quarter 2025 earnings loom as its stock skyrockets 1103% y/y, but high valuation and regulatory risks cloud the outlook.
The buy-now-pay-later (BNPL) market has really been sizzling of late. Undoubtedly, American consumers have been feeling quite the pinch from inflation.