Synchrony Financial's Q2 results show stronger credit quality and growing interest income, supporting continued earnings strength despite flat loan growth. Strategic partnerships with Amazon, PayPal, and Walmart position Synchrony for future loan growth and technology expansion, enhancing long-term value. While the stock is no longer a deep bargain after a 38% rally, it remains attractively valued versus peers and history, justifying a Buy rating without urgency to build a full position.
Synchrony Financial (NYSE:SYF ) Q2 2025 Earnings Conference Call July 22, 2025 8:00 AM ET Company Participants Brian D. Doubles - President, CEO & Director Brian J.
SYF's Q2 EPS tops estimates by 45% as efficiency gains, margin improvement and lower credit losses fuel profits.
![]() SYF In 1 weeks Announced | Quarterly | $0.3 Per Share |
![]() SYF 8 months ago Paid | Quarterly | $0.25 Per Share |
![]() SYF 11 months ago Paid | Quarterly | $0.25 Per Share |
![]() SYF 3 May 2024 Paid | Quarterly | $0.25 Per Share |
![]() SYF 2 Feb 2024 Paid | Quarterly | $0.25 Per Share |
15 Oct 2025 (In 2 months) Date | | 2.2 Cons. EPS | - EPS |
14 Oct 2025 (In 2 months) Date | | 2.18 Cons. EPS | - EPS |
22 Jul 2025 Date | | 1.79 Cons. EPS | 2.5 EPS |
15 Jul 2025 Date | | - Cons. EPS | - EPS |
22 Apr 2025 Date | | - Cons. EPS | - EPS |
![]() SYF In 1 weeks Announced | Quarterly | $0.3 Per Share |
![]() SYF 8 months ago Paid | Quarterly | $0.25 Per Share |
![]() SYF 11 months ago Paid | Quarterly | $0.25 Per Share |
![]() SYF 3 May 2024 Paid | Quarterly | $0.25 Per Share |
![]() SYF 2 Feb 2024 Paid | Quarterly | $0.25 Per Share |
15 Oct 2025 (In 2 months) Date | | 2.2 Cons. EPS | - EPS |
14 Oct 2025 (In 2 months) Date | | 2.18 Cons. EPS | - EPS |
22 Jul 2025 Date | | 1.79 Cons. EPS | 2.5 EPS |
15 Jul 2025 Date | | - Cons. EPS | - EPS |
22 Apr 2025 Date | | - Cons. EPS | - EPS |
Financial - Credit Services Industry | Financial Services Sector | Brian D. Doubles CEO | XMUN Exchange | US87165B1035 ISIN |
US Country | 20,000 Employees | - Last Dividend | - Last Split | 31 Jul 2014 IPO Date |
Synchrony Financial, along with its subsidiaries, stands as a leading consumer financial services company within the United States. Founded in 1932 and headquartered in Stamford, Connecticut, the company specializes in offering a broad spectrum of credit and financial products to a diverse client base. Synchrony Financial operates by establishing partnerships with a wide range of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare providers to deliver its credit products, while its deposit products are made accessible through various digital and traditional channels. The company's commitment to financial innovation and customer service has cemented its position within the industry, serving sectors such as digital, health and wellness, retail, home, auto, telecommunications, jewelry, pets, and more.