Sanlam Ltd. (SLMAF)

Overview

Sanlam Limited, established in 1918, is a diversified financial services group offering a broad spectrum of financial solutions to individual, business, and institutional clients across South Africa, the rest of Africa, and internationally. The company's operations are segmented into Sanlam Life and Savings, Sanlam Emerging Markets, Sanlam Investment Group, and Santam, through which it delivers a comprehensive range of insurance, credit, investment, and wealth management services. Headquartered in Bellville, South Africa, Sanlam is committed to fulfilling the financial and insurance needs of its clients, leveraging a century of expertise and a footprint that spans many emerging and developed markets.

Products and Services

Sanlam Limited offers a wide array of products and services designed to meet the diverse needs of its clients. These include:

• Life and Personal Insurance: Sanlam provides a variety of life and personal insurance options including life, disability, severe illness, and income protection. These are designed to offer security and peace of mind to individuals and families in the face of unexpected life events. Funeral, credit life, and health insurance services also fall under this category, offering comprehensive coverage for specific needs.
• Commercial Insurance Products: Tailored to the needs of businesses, these offerings include business debt and commercial insurance products, alongside group risk benefits. They are designed to protect businesses against a range of risks and liabilities, ensuring business continuity and financial stability.
• Reinsurance Products: Through its reinsurance products, Sanlam offers risk management solutions to other insurance companies, helping them to manage their own exposure to claims and ensuring the stability of the insurance industry as a whole.
• Financial Planning and Retirement Solutions: Sanlam aids individuals in planning for their future with a suite of financial planning and retirement services. These services are aimed at ensuring financial security and a comfortable retirement for clients by managing savings, investments, and pension plans.
• Investment Products: A wide range of investment products are available for those looking to grow their wealth, encompassing both individual and institutional investment strategies across various asset classes.
• Personal Motor and Property Insurance: Offering coverage for personal vehicles and property, these insurance products protect clients against the financial impact of accidents, theft, and damage, ensuring peace of mind and financial security.
• Professional Services Insurance: Specifically catered to professionals and graduates, these insurance solutions cover the unique risks faced by these groups, including liability and professional indemnity insurance.
• Credit Solutions: Sanlam provides an array of credit solutions including personal and home loans, as well as credit cards designed to meet the financing needs of its clients.
• Small and Medium Business Services: For SMEs and self-employed professionals, Sanlam offers a comprehensive range of services including payment and debit card order collection, corporate credit, debt and equity structuring, business advice, risk management, and employee health and retirement plans. These services are aimed at supporting the operational and financial health of businesses.