SoFi: Cheaper Than You Would Think
SoFi Technologies reported impressive financials for Q1'25, doubling profit estimates and achieving a 200% YoY increase in non-GAAP profits to $0.06 per share. The fintech added 800,000 new customers, reaching 10.92 million users, and projects over 13 million users by year-end, driven by Financial Services. Financial Services segment saw 101% YoY sales growth and a 299% YoY profit increase, making it the primary growth catalyst for SoFi Technologies.
SoFi Technologies: Buying This Plunge Makes Sense
Despite recent market downturns, SoFi Technologies has shown consistent revenue growth and an increase in user base, justifying a continued 'buy' rating. The Financial Services segment saw remarkable growth, with revenue doubling year-over-year, driven by the loan platform fee model and personal loan originations. While profitability metrics have been mixed, EBITDA improved significantly, and management forecasts strong revenue and net income growth for 2025.
SoFi Has Massive Upside Potential But The Tech Platform Is A Headwind
SOFI consistently beats estimates and raises guidance, but the market values it like a bank due to its revenue mix from lending and financial services. SOFI's growth is impressive, with a 32.8% YoY revenue increase and 34.24% YoY member growth, but its technology segment underperforms expectations. SOFI's valuation is stretched for a financial institution; it needs to significantly grow its technology revenue to be valued as a tech company.
SoFi Technologies (NASDAQ: SOFI) Price Prediction and Forecast 2025-2030 (May 9)
SoFi Technologies Inc. (NASDAQ: SOFI) not only crushed earnings and raised its guidance, but it revealed plans for a major push into crypto.
SoFi Technologies: Diversification And Strength Make It A Buy
SoFi Technologies: Diversification And Strength Make It A Buy
SoFi Technologies: Supercharging Growth Via Capital-Light Digital Platform
SoFi Technologies' innovative digital platform, targeting millennials and Gen-Z, drives strong membership growth and cross-selling opportunities, enhancing profitability and scalability. The capital-light business model and strategic partnerships, such as with Blue Owl Capital, enable SoFi to issue more loans and diversify revenue sources. Financial Services and Technology segments are growing rapidly, now constituting 47% of total revenue, showcasing the potential of SoFi's fee-based model.
SoFi Technologies, Inc. (SOFI) is Attracting Investor Attention: Here is What You Should Know
SoFi Technologies (SOFI) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
Options Bulls Target SoFi Technologies Stock Amid Rally
Consumer lending stock SoFi Technologies Inc (NASDAQ:SOFI) is up 2% at $12.96 at last glance.
Why The Market Still Doesn't Get SoFi
SoFi's Q1 2025 revenue surged 33% YoY to $771M, with adjusted EBITDA rising 46% to $210M at 27% margin. Fee-based revenue reached a record $315M, up 67% YoY, now representing 41% of total revenue, de-risking the business model. LPB originated $1.6B for partners like Fortress, generating $96M in revenue with a 4.7% take rate.
5 Reasons to Buy SoFi Stock Right Now
If you've been on the fence about buying SoFi Technologies (SOFI 1.44%) stock, you might want to consider buying it right now. Once a young and risky growth stock, it's proving itself over and over again as a real contender in U.S. banking, and it still has a massive growth opportunity.
SoFi Technologies Q1 Earnings & Revenues Beat Estimates, Rise Y/Y
SOFI's first-quarter 2025 earnings and revenues increase year over year.
SoFi Technologies: Doubling Upside Potential Ahead, Thanks To Neobank's/Fintech's Outperformance
The selloff has already triggered SOFI's much-needed correction, thanks to the cheaper valuations and the more than doubling upside potential over the next few years. Much of its tailwinds are attributed to the management's ongoing diversification in revenues across net interest incomes and fees-based platforms, reducing its sensitivity to fluctuating interest rates. These build upon SOFI's ability to increasingly cross-sell its well-diversified financial products to its existing/ new members as a one-stop shop fintech platform.
