Citi is reorganizing its U.S. personal banking business, including making its consumer cards business a standalone unit.
Will C's mixed October card metrics reshape its asset quality as delinquencies edge up, but charge-offs improve year over year? Let us discuss.
BILL Holdings, Inc. ( BILL ) Citi's 14th Annual FinTech Conference November 18, 2025 10:30 AM EST Company Participants Rohini Jain - Chief Financial Officer Conference Call Participants Bryan Keane - Citigroup Inc., Research Division Presentation Bryan Keane Citigroup Inc., Research Division [Audio Gap] fintech practice here at Citi, and we're excited to have Rohini Jain, who's the CEO at BILL to go through the latest and greatest at BILL. Question-and-Answer Session Bryan Keane Citigroup Inc., Research Division So with that, Rohini, maybe you could first -- before you dive into the business, you're obviously relatively new as the CFO.
C secures the Kremlin's approval to sell its Russia unit to Renaissance Capital, speeding its long-planned exit from the market.
Citigroup is upgraded to Hold from Sell as tangible book value growth and RoTCE improvements show visible progress, despite ongoing structural challenges. C's Q3 RoTCE improved to 9.7%, and revenue growth was strong across all business units, but the efficiency ratio remains elevated versus peers. Valuation has rerated ahead of fundamentals, with share price gains partly driven by tangible book value growth and share repurchases.
Citigroup CEO Jane Fraser speaks to Bloomberg's Stephen Engle about Citi's growing presence in China, the current state of the US economy, and her views on how to deploy AI in the financial sector. -------- More on Bloomberg Television and Markets Like this video?
Citigroup continues its turnaround, with solid revenue growth across all segments and strong operating efficiency driving profitability. C reported Q3 revenues up 9% YoY, beating expectations by $907M, showing major outperformance in the quarter. EPS rose 23% YoY, ROE and ROTCE improved, and capital returns to shareholders reached $6.1B, highlighting robust financial performance.
Is the C stock worth holding on to as its overhaul, cost cuts, and private lending push drive growth and strengthen its long-term outlook? Let us find out.
C is accelerating its push into private markets through major partnerships with BlackRock, Carlyle and Apollo to drive diversified growth.
Citigroup's stock price appreciated after it delivered solid second-quarter earnings amidst a volatile macro environment. Warner Bros Discovery's stock price surged by 29% in a single trading session in September – its best day on record – amid reports that it is an acquisition target for Paramount-Skydance. Charter Communications' stock price declined after it reported weak second-quarter earnings.
Does Citigroup's sweeping overhaul and cost cuts offer greater long-term upside than Goldman's focused restructuring? Let us find out.
Ernest Hoffman is a Crypto and Market Reporter for Kitco News. He has over 15 years of experience as a writer, editor, broadcaster and producer for media, educational and cultural organizations.