Cullen/Frost Bankers, Inc. (CFR) Q1 2025 Earnings Call Transcript
Cullen/Frost Bankers, Inc. (CFR) Q1 2025 Results Conference Call May 1, 2025 2:00 PM ET Company Participants A.B. Mendez - SVP and Director of IR Phil Green - Chairman and CEO Dan Geddes - Group Executive Vice President and CFO Conference Call Participants Jared Shaw - Barclays Casey Haire - Autonomous Research Catherine Mealor - KBW Manan Gosalia - Morgan Stanley Peter Winter - D.
Compared to Estimates, Cullen/Frost (CFR) Q1 Earnings: A Look at Key Metrics
The headline numbers for Cullen/Frost (CFR) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Cullen/Frost Bankers (CFR) Beats Q1 Earnings and Revenue Estimates
Cullen/Frost Bankers (CFR) came out with quarterly earnings of $2.30 per share, beating the Zacks Consensus Estimate of $2.17 per share. This compares to earnings of $2.15 per share a year ago.
Cullen/Frost Bankers (CFR) Reports Next Week: Wall Street Expects Earnings Growth
Cullen/Frost (CFR) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Cullen/Frost Bankers: Holding Off On An Upgrade
Cullen/Frost Bankers, Inc. is a high-quality financial institution but trades at a lofty multiple, making it too expensive for value investors like myself. Despite outperforming the market, I maintain a "Hold" rating due to concerns over uninsured deposits and exposure to office and energy loans. The bank's net interest income and non-interest revenue have grown, but profitability remains flat due to rising costs and higher taxes.
Cullen/Frost Bankers: Near-Term Earnings Growth Likely To Be Muted
Cullen/Frost has clocked in a good return since my last piece, outperforming the wider regional bank space as well as certain other Texan banks. Frost is still in expansion mode, with new branch openings contributing to relatively high cost growth guidance this year. While the near-term earnings outlook looks soft, these shares have re-rated back toward their historical average valuation marks. Prospective investors can afford to stay on the sidelines here.
Cullen/Frost Tops on Q4 Earnings on Higher NII & Non-Interest Income
CFR's fourth-quarter 2024 results benefit from increased NII and non-interest income. A decline in expenses is an added advantage.
Cullen/Frost Bankers, Inc. (CFR) Q4 2024 Earnings Call Transcript
Cullen/Frost Bankers, Inc. (CFR) Q4 2024 Earnings Conference Call January 30, 2024 2:00 PM ET Company Participants A.B. Mendez - SVP, Director of IR Phillip Green - Chairman and CEO Jerry Salinas - Group EVP, CFO Dan Geddes - Incoming CFO Conference Call Participants Manan Gosalia - Morgan Stanley William Jones - KBW Benjamin Gerlinger - Citi Peter Winter - D.A.
Cullen/Frost (CFR) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
Although the revenue and EPS for Cullen/Frost (CFR) give a sense of how its business performed in the quarter ended December 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Cullen/Frost Bankers (CFR) Surpasses Q4 Earnings and Revenue Estimates
Cullen/Frost Bankers (CFR) came out with quarterly earnings of $2.36 per share, beating the Zacks Consensus Estimate of $2.17 per share. This compares to earnings of $2.18 per share a year ago.
Cullen/Frost Bankers: Tailwinds From Texas Growth And Higher Rates
Cullen/Frost benefits from low funding costs and strong deposit growth, making it a standout among regional banks. CFR's asset sensitivity means it profits more from higher rates, unlike peers who benefit from rate cuts. The bank's expansion in Texas markets has driven significant deposit and loan growth without relying on expensive brokered deposits.
Analysts Estimate Cullen/Frost Bankers (CFR) to Report a Decline in Earnings: What to Look Out for
Cullen/Frost (CFR) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
