FB Financial NYSE: FBK reported third-quarter 2026 net income of $60.2 million, or $1.20 per share, as loan and deposit growth remained strong across its commercial and consumer businesses. Adjusted net income was $60.9 million, or $1.21 per share.
FB Financial remains a "Hold" as margin pressure and rising deposit costs cap near-term upside despite solid fundamentals. FBK's loan growth is robust, credit quality remains strong, and its securities portfolio is small and mostly floating rate, limiting mark-to-market risk. Deposit competition is intensifying, compressing NIM to 3.83%, but loan yields are expected to rise in Q4, partially offsetting pressure.
While the top- and bottom-line numbers for FB Financial (FBK) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
FB Financial (FBK) came out with quarterly earnings of $1.21 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $1.07 per share a year ago.
Looking beyond Wall Street's top-and-bottom-line estimate forecasts for FB Financial (FBK), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended September 2026.
FB Financial (FBK) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
FB Financial Corporation maintains a soft "Buy" rating, supported by robust balance sheet growth and an expanding net interest margin. FBK's deposits and loans have both grown, with net interest margin rising to 3.95%, outperforming most peers. Asset quality remains strong, with return on assets at 1.44%, though non-performing loans exceed preferred thresholds and warrant monitoring.
FB Financial Corporation (FBK) Q2 2026 Earnings Call Transcript
FB Financial Corporation delivered a solid Q2, with sequential improvements in net income and EPS, despite a slight miss on consensus estimates. Loan and deposit growth remained robust, driven by commercial and residential real estate, while net interest margin and efficiency ratios improved. Asset quality was strong, with net charge-offs declining, though nonperforming loans and assets ticked up modestly—an area to monitor closely.
FB Financial NYSE: FBK reported higher second-quarter 2026 earnings and balance sheet growth, with management pointing to broad-based loan demand across its Southeast footprint while acknowledging continued pressure from competition for deposits and lending relationships.
While the top- and bottom-line numbers for FB Financial (FBK) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
FB Financial (FBK) came out with quarterly earnings of $1.14 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.88 per share a year ago.