The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
Fair Isaac Corporation delivered outstanding Q2 2026 results, with revenue up 39% and Scores revenue surging 60%, driven by mortgage market strength. FICO's core Scores business boasts a 91% operating margin and strong pricing power, while the FICO Platform adds a high-growth, AI-driven software layer. Despite regulatory risks and competition from VantageScore, FICO's moat, buybacks, and forward EPS growth justify a Strong Buy rating at current valuation.
Fair Isaac Corporation (FICO) is initiated at Buy, with concerns over VantageScore competition and pricing seen as overblown. FICO's dominant market position, robust margins, and entrenched relationships make large-scale lender migration to VantageScore unlikely. Recent price cuts on FICO's 10T product neutralize VantageScore's pricing advantage, reinforcing the duopoly and supporting margin resilience.
The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
Fair Isaac (FICO) reported earnings 30 days ago. What's next for the stock?
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The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
Fair Isaac Corporation delivered a blowout 2Q26, with revenues up 39% and net income up 63% YoY, far surpassing expectations. FICO's Scores segment surged 60% YoY, driven by aggressive price hikes and a 127% increase in mortgage originations, expanding operating margin to 91%. Management raised FY26 guidance and robustly rebutted concerns about VantageScore eroding FICO's market dominance, emphasizing the trivial paid adoption of VS.
Fair Isaac NYSE: FICO executives defended the company's mortgage scoring position, capital allocation strategy and software growth outlook during a conference appearance featuring President and CEO William J. Lansing and EVP and CFO Steven Weber.
Fair Isaac Corporation (FICO) Presents at Barclays 18th Annual Americas Select Conference Transcript
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Fair Isaac Corporation (FICO) Q2 2026 Earnings Call Transcript