Fair Isaac's dominant market position, strong moat, and extensive product offerings underpin its long-term investment appeal. Recent share price volatility was triggered by critical comments, yet the company's fundamentals and growth trajectory remain strong. Fair Isaac combines low corporate spend with steadily escalating revenue and profit numbers. Its leadership is steady, calm and strategically conservative.
LONDON--(BUSINESS WIRE)--While the months after Christmas typically see spend on credit cards fall, the new data from global analytics software leader FICO for March 2025 underlines the financial pressures impacting UK households. Following seasonal patterns, average spend was 6.8% lower than February and 3.7% down compared to March 2024. However, payments to balance also fell in March, by 1.6% month-on-month and 5.8% year-on-year, resulting in higher average balances compared to 2024. Establis.
Fair Isaac (FICO) reported earnings 30 days ago. What's next for the stock?
Major U.S. equities indexes ticked lower on Wednesday as investors awaited the afternoon's earnings results from artificial intelligence (AI) chip behemoth Nvidia (NVDA).
Federal Housing Finance Agency Director Bill Pulte takes aim at the credit analytics company yet again.
Fair Isaac (NYSE:FICO) stock dropped big on Wednesday - more than 15%. In fact, the stock has plummeted almost 23% in the last two days and is down about 30% from its highs in December, about 6 months ago.
FICO's dominant market position and monopoly-like status in U.S. credit scoring provide strong pricing power and exceptional profitability. The recent 20% stock drop was triggered by regulatory concerns over pricing, but the business fundamentals and growth trajectory remain robust. I view the current dip as a rare buying opportunity, initiating a position as FICO now trades around fair value for a high-quality compounder.
Major U.S. equities indexes fell Tuesday as concerns emerged about the sustainability of the recent market rally. The rally has been underpinned by increasing optimism about a reprieve on tariffs and an improvement in trade relationships.
Upgraded FICO to a buy due to stronger-than-expected earnings trajectory, driven by robust Scores segment performance and promising new platform strategy. FICO's 2Q25 revenue grew 15% y/y, with Scores segment up 25% y/y, highlighting significant pricing power and growth potential. The new platform strategy aims to integrate CRM and decision-making, enhancing pricing power and customer stickiness with AI-driven, real-time fraud prevention and decision-making.
HOLLYWOOD, Fla.--(BUSINESS WIRE)---- $FICO--FICO World — Global analytics software leader FICO today announced the appointment of Jason Andrew as vice president and general manager of Global Sales and Client Success. Andrew brings more than 25 years of experience in global strategic sales to FICO and has a proven track record of building high-performance sales teams, strengthening client relationships, and delivering sustainable business growth. In his role, Andrew will lead FICO's global sales and clien.
FICO's second-quarter fiscal 2025 results benefit from higher revenues and the continuous success of the scores segment from mortgage originations.
Fair Isaac Corporation (NYSE:FICO ) Q2 2025 Results Conference Call April 29, 2024 5:00 PM ET Company Participants Dave Singleton - Vice President, Investor Relations Will Lansing - Chief Executive Officer Steve Weber - Chief Financial Officer Conference Call Participants Manav Patnaik - Barclays George Tong - Goldman Sachs Stephen Pollock - Baird Simon Clinch - Redburn Atlantic Jason Haas - Wells Fargo Faiza Alwy - Deutsche Bank Surinder Thind - Jefferies Ashish Sabadra - RBC Kyle Peterson - Needham Josh Dennerlein - BofA Securities Scott Wurtzel - Wolfe Research Kevin McVeigh - UBS Matthew O'Neill - FT Partners Operator Good day, and thank you for standing by. Welcome to the Second Quarter 2025 FICO Earnings Conference Call.