A single regulatory decision stripped FICO of the status that made its mortgage score virtually mandatory for lenders, and now the company is cutting hundreds of jobs while its stock sits near a price that one analyst just called a
Constellation Brands signals weak demand for two flagship beer brands, while Intel rises after Elon Musk downplays TSMC's role in Terafab.
Shares are on a nightmarish run—and slashing jobs won't change that.
Fair Isaac Corporation is now a solid buy after a 74% share price collapse and normalization of valuation multiples. FICO trades at 17.8x earnings and 15.2x free cash flow, with robust Q3 '26 results: revenue up 25.7% and EPS up 41.2% year-over-year. Increased competition from VantageScore and regulatory changes threaten FICO's dominant Scores segment, but its economic moat remains substantial for now.
Fair Isaac remains a Buy at $840, reflecting a more attractive risk/reward after a 26% price drop and ongoing strong operational results. VantageScore's rapid adoption, especially by Rocket Mortgage, threatens FICO's pricing power and volume, increasing competitive risk in the mortgage segment. FICO Platform's ARR surged 62% and is now the primary growth engine, though legacy software drag and distribution challenges remain near-term headwinds.
Fair Isaac Corporation is rated a Buy after a 64% YTD plunge, with technical support expected 10-13% below current levels. FICO remains a free cash flow powerhouse, posting $961 million TTM FCF and executing aggressive buybacks, despite regulatory and competitive headwinds. Updated FY 2026 guidance points to $2.53 billion revenue and $42.43 adjusted EPS, with per-share earnings potentially exceeding $50 in future years.
Fair Isaac (NYSE:FICO | FICO Price Prediction) fell 24.41% to $635.60 this morning. It is down 62.4% year to date and trades below its September 2023 close of $868.53.
Fair Isaac Corp (NYSE:FICO) came under renewed pressure after FHFA said mortgage pricing changes would put its cheaper rival, VantageScore, on the same pricing framework as Classic FICO. Shares traded at $623.62, down 26% in Tuesday morning trading.
Credit score software stock Fair Issac Corp (NYSE:FICO) is near the bottom of Wall Street this morning , heading for its worst single-day decline in over two years.
The U.S. government is moving to bring competition to credit scoring for mortgages. That's not good news for Fair Isaac shareholders.
Fair Isaac (FICO) reported earnings 30 days ago. What's next for the stock?
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