Bank Artha Graha Internasional Tbk. (INPC)

Overview

PT Bank Artha Graha Internasional Tbk is a prominent financial institution in Indonesia, offering a wide range of banking products and services across the nation. Established initially in 1973 as PT Bank Inter-Pacific Tbk, it underwent a significant rebranding in July 2005, becoming known as it is today. The bank's headquarters are situated in Jakarta Selatan, Indonesia, from where it operates through four main business segments: Productive, Consumer, Treasury, and Others. This strategic segmentation allows the bank to cater to a diverse clientele, ranging from individuals to corporate entities, by delivering tailored financial solutions.

Products and Services

Savings and Current Accounts, and Deposits: The bank provides a variety of account options to meet the needs of its customers. These accounts are designed to offer flexibility and convenience, supporting both everyday transactions and long-term savings goals.

Loans: PT Bank Artha Graha Internasional Tbk extends a wide selection of loan products, including:

• Working Capital and Investment Loans: These are targeted at businesses, facilitating their growth and operational needs.
• Productive Loans: Aimed at financing production-related activities across various industries.
• Consumer Loans: Designed for individual customers, these loans can be used for a range of purposes, such as purchasing a home or a car.
• Other Loans: This category includes additional loan products tailored to meet specific customer needs.

E-Banking Services: Recognizing the importance of digital banking solutions, the bank offers comprehensive e-banking services, comprising:

• Mobile Banking: Allows customers to conduct banking transactions anytime and anywhere from their mobile devices.
• Retail Internet Banking and Corporate Internet Banking: These platforms cater to individuals and businesses respectively, enabling a broad spectrum of online banking operations.
• Virtual Account and Billing System: Streamlines the process of managing payments and invoices for businesses.
• Payroll Services: Offers efficient management of corporate payroll requirements.
• E-statements and Safe Deposit Boxes: Provides convenient access to account statements online and secure storage for valuables.

Treasury Services: The bank's treasury services encompass:

• Money Market: Offers various investment opportunities in short-term financial instruments for optimizing liquidity and returns.
• Investment in Placements and Securities: Involves the strategic investment of funds in placements and securities for asset growth and income generation.