Chubb Limited (NYSE:CB ) Q2 2025 Earnings Conference Call July 23, 2025 8:30 AM ET Company Participants Karen Beyer - Senior Vice President of Investor Relations Evan G. Greenberg - Chairman & CEO Peter Enns - Executive VP & CFO Conference Call Participants Charles Peters - Raymond James Jian Huang - Morgan Stanley, Research Division David Motemaden - Evercore ISI Institutional Equities, Research Division Brian Meredith - UBS Investment Bank, Research Division Meyer Shields - Keefe, Bruyette, & Woods, Inc., Research Division Michael Zaremski - BMO Capital Markets Equity Research Vikram Gandhi - HSBC Global Investment Research Taylor Scott - Barclays Bank PLC, Research Division Operator Thank you for standing by.
CB posts 14% earnings growth in Q2 2025 as net premiums written improve 6.3% and underwriting income jumps 15%.
Chubb's Q2 results dispelled concerns about peaking underwriting profitability, with strong premium growth and a record-low combined ratio highlighting its disciplined approach. The company's global scale and brand strength allow it to shift capital to favorable markets, supporting consistent outperformance in underwriting versus peers. While insurance premium growth is decelerating and margins may be near peak, Chubb's investment income and capital return programs bolster its earnings outlook.
![]() CB In 1 month Estimated | Quarterly | $0.97 Per Share |
![]() CB 1 month ago Paid | Quarterly | $0.97 Per Share |
![]() CB 4 months ago Paid | Quarterly | $0.91 Per Share |
![]() CB 7 months ago Paid | Quarterly | $0.91 Per Share |
![]() CB 10 months ago Paid | Quarterly | $0.91 Per Share |
![]() CB 14 Jun 2024 Paid | Quarterly | $0.91 Per Share |
27 Oct 2025 (In 3 months) Date | | 5.39 Cons. EPS | - EPS |
21 Jul 2025 Date | | 5.94 Cons. EPS | 6.14 EPS |
21 Apr 2025 Date | | - Cons. EPS | - EPS |
28 Jan 2025 Date | | 5.45 Cons. EPS | 6.02 EPS |
29 Oct 2024 Date | | 4.98 Cons. EPS | 5.72 EPS |
![]() CB In 1 month Estimated | Quarterly | $0.97 Per Share |
![]() CB 1 month ago Paid | Quarterly | $0.97 Per Share |
![]() CB 4 months ago Paid | Quarterly | $0.91 Per Share |
![]() CB 7 months ago Paid | Quarterly | $0.91 Per Share |
![]() CB 10 months ago Paid | Quarterly | $0.91 Per Share |
![]() CB 14 Jun 2024 Paid | Quarterly | $0.91 Per Share |
27 Oct 2025 (In 3 months) Date | | 5.39 Cons. EPS | - EPS |
21 Jul 2025 Date | | 5.94 Cons. EPS | 6.14 EPS |
21 Apr 2025 Date | | - Cons. EPS | - EPS |
28 Jan 2025 Date | | 5.45 Cons. EPS | 6.02 EPS |
29 Oct 2024 Date | | 4.98 Cons. EPS | 5.72 EPS |
Insurance - Property & Casualty Industry | Financial Services Sector | Evan G. Greenberg CEO | NYSE Exchange | H1467J104 Cusip |
CH Country | 43,000 Employees | 13 Jun 2025 Last Dividend | 3 Mar 1998 Last Split | 24 Mar 1993 IPO Date |
Chubb Limited is a global leader in the insurance and reinsurance industry, offering a vast array of products across multiple segments. The company operates worldwide, providing solutions to large, middle market, and small commercial businesses, as well as affluent and high-net-worth individuals. Originally known as ACE Limited, the company underwent a rebranding to Chubb Limited in January 2016. Since its incorporation in 1985, Chubb has established its headquarters in Zurich, Switzerland. It markets its diverse portfolio of products primarily through insurance and reinsurance brokers. Chubb's operations are segmented into North America Commercial Property & Casualty (P&C) Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance, reflecting its wide-ranging expertise and ability to cater to various insurance needs.
Offers a broad suite of products for commercial entities, such as commercial property, casualty, workers' compensation, package policies, risk management, financial lines, marine, construction, environmental, medical risk, cyber risk, and casualty. Additionally, it provides group accident and health insurance tailored to the needs of large, middle market, and small commercial businesses.
Specializes in products for affluent and high net worth individuals and families, including homeowners, automobile and collector cars, valuable articles, personal and excess liability, travel insurance, and recreational marine insurance and services.
Delivers multiple peril crop and crop-hail insurance, alongside coverage for farm, ranch, special property and casualty, and commercial agriculture products.
Provides a wide range of coverages, including traditional commercial property and casualty, as well as specialty categories such as financial lines, marine, energy, aviation, political risk, and construction. It also offers group accident and health, and traditional and specialty personal lines for corporations, middle markets, and small customers through various distribution channels.
Under the Chubb Tempest Re brand, offers traditional and specialty reinsurance for property and casualty companies, encompassing a diverse range of risks.
Features protection and savings products such as whole life, endowment plans, individual and group term life, health protection, personal accident, credit life, universal life, group employee benefits, and unit-linked contracts.