MasterCard (MA) came out with quarterly earnings of $4.76 per share, beating the Zacks Consensus Estimate of $4.2 per share. This compares to earnings of $3.82 per share a year ago.
An analyst notes Mastercard got off to a strong start this year, which “defies fears of slowing consumer spend.”
Mastercard reported higher fourth-quarter profit and sales and said consumer and business spending remained healthy.
Mastercard Incorporated (NYSE: MA) will release earnings for the fourth quarter before the opening bell on Thursday, Jan. 29.
Mastercard remains a dominant, highly profitable payment processor with a 46% non-GAAP net profit margin and robust global transaction growth. MA's forward EPS growth is projected at 13%–16.5% annually through 2028, supporting an estimated fair value of $616 per share. Despite a modest 0.6% yield, MA's dividend has compounded at 13.9% annually, with a payout ratio set to remain in the high teens.
MA heads into Q4 earnings with projected double-digit revenue and EPS growth, strong volumes and cross-border gains, but valuation remains stretched.
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Looking beyond Wall Street's top-and-bottom-line estimate forecasts for MasterCard (MA), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended December 2025.
I revisit my annual stock picks from 2025 and propose a new three for 2026, focusing on fundamentals and resilience. Three companies are selected for specific risks I want to avoid in the medium term. The companies act like tollbooth operators, collecting revenues simply from worldwide economic and population growth.
MA's Agoda partnership brings instant travel redemptions to loyalty programs, signaling a shift toward experience-driven, digital-first rewards.
MasterCard (MA) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
MA's API-first push is turning it into a payments infrastructure, embedding tokenization, fraud and open banking to drive stickier, higher-margin growth.