MA's Q3 earnings rose 13% year over year driven by strong cross-border volume and improved value-added services revenues, partly offset by higher general and administrative costs.
Mastercard Incorporated ( MA ) Q3 2025 Earnings Call October 30, 2025 9:00 AM EDT Company Participants Devin Corr - Executive Vice President of Investor Relations Michael Miebach - CEO & Director Sachin Mehra - Chief Financial Officer Conference Call Participants Bryan Bergin - TD Cowen, Research Division Darrin Peller - Wolfe Research, LLC James Faucette - Morgan Stanley, Research Division Jason Kupferberg - Wells Fargo Securities, LLC, Research Division Bryan Keane - Citigroup Inc., Research Division Harshita Rawat - Sanford C. Bernstein & Co., LLC.
Agentic commerce, stablecoins and steady consumer spending were among the highlights of Mastercard's third-quarter earnings report on Thursday (Oct. 30). CEO Michael Miebach said on the call that “we continue to see healthy consumer and business spending in the quarter with the macroeconomic environment still generally supportive.
Although the revenue and EPS for MasterCard (MA) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Mastercard Inc (NYSE:MA) outperformed expectations in Q3, lifted by healthy consumer and business spending. The company reported third-quarter net income of $3.9 billion, or $4.34 per diluted share, while adjusted net income came in at $4.
MasterCard (MA) came out with quarterly earnings of $4.38 per share, beating the Zacks Consensus Estimate of $4.31 per share. This compares to earnings of $3.89 per share a year ago.
Mastercard reported higher third-quarter profit and sales, citing strong consumer and business spending.
Mastercard (NYSE:MA) is scheduled to announce its earnings on Thursday, October 30, 2025. Revenue is projected to increase by approximately 16% year-over-year to reach $8.54 billion, according to consensus estimates, while earnings are expected to grow 11% to $4.32 per share.
MA prepares for its Q3 results with double-digit growth forecasts, rising costs and a premium valuation testing investor confidence.
Mastercard remains a top dividend grower, consistently delivering double-digit revenue growth and maintaining exceptional profitability. MA outpaces Visa in growth, with Q2 2025 revenue up 16.8% year-over-year and EBITDA margin nearing 66%, reflecting operational strength. Management reports healthy consumer spending trends and resilient macroeconomic conditions, supporting continued robust performance for MA.
Looking beyond Wall Street's top-and-bottom-line estimate forecasts for MasterCard (MA), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended September 2025.
MasterCard (MA) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.