NU grows to 131M customers as Q4 revenues jump 57% and profit rises 70%, showing how its expanding fintech platform is turning scale into strong profitability.
Nu Holdings (NYSE: NU) is rated a BUY, driven by robust growth, high efficiency, and undervaluation relative to its long-term potential. NU's banking model is credit-heavy, with 85% of revenue from interest income, but fintech efficiency enables superior margins versus traditional banks. Loan portfolio quality is strong, with NPL ratios stable and high coverage, though macro risks in Brazil and competition from banks and MercadoLibre persist.
Zacks.com users have recently been watching Nu (NU) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.
Nu (NU) could produce exceptional returns because of its solid growth attributes.
When deciding whether to buy, sell, or hold a stock, investors often rely on analyst recommendations. Media reports about rating changes by these brokerage-firm-employed (or sell-side) analysts often influence a stock's price, but are they really important?
Nu Holdings closed out 2025 with its strongest quarterly performance yet, posting $4.857 billion in Q4 revenue, up 62.5% year-over-year, while net income surged 62% to $894.8 million.
Nu Holdings Ltd. (NU) Q4 2025 Earnings Call Transcript
NU hits 127M customers, drives 39% revenue jump as Brazil adoption tops 60%, fueling a 60% stock surge in a year, adding 4.3M users and $4.2B Q3 revenue.
Nu Holdings Q4 Preview: Nu Is Coming For The U.S. Peers
In the latest trading session, Nu Holdings Ltd. (NU) closed at $17.02, marking a -2.24% move from the previous day.
Zacks.com users have recently been watching Nu (NU) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.
The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock's price.