Nu Holdings (NU) shares are ripping higher this morning after the neobank reported blowout fiscal Q2 earnings, featuring a decisive top- and bottom-line beat. On the back of record unit economics, NU's revenue climbed 39% year-on-year to $5.9 billion – helping its net income soar a remarkable 49% to $1.1 billion in the second quarter.
NU says record risk-adjusted margins can stay near current levels as AI expands, credit holds firm and Mexico's banking push accelerates.
NU Holdings (NU) delivered record Q2 2026 results, surpassing $1 billion in net income and achieving 39% YoY revenue growth with strong operational efficiency. NU's customer base expanded to 139 million, with rising activity rates and monthly revenue per active user up 22% YoY, while cost per user remains just $1. Risk-adjusted profit margin soared to 12.4%, driven by high-yielding credit products and effective risk management, outpacing traditional and fintech peers.
| Name | Quantity | Cost | Value | Profit ($) | Gain (%) |
|---|---|---|---|---|---|
| LC Lisa Candera CIGNA INVESTMENTS Inc. /NEW | 93,829 | $1.2M | $1.34M | $140,433.73 | 11.66% |
Cyrus Pearo INVESTMENT MANAGEMENT ASSOCIATES Inc. /ADV | 1.07M | $17.27M | $15.38M | -$1.88M | -10.89% |
Curtis Ellergodt Rothschild Investment LLC | 24,775 | $313,651.07 | $355,025.75 | $41,374.68 | 13.19% |
| BZ Brandon Zatopek Commonwealth Equity Services LLC | 339,505 | $4.54M | $4.7M | $162,959.21 | 3.59% |
| PER Paul E. Rasmussen SIT INVESTMENT ASSOCIATES Inc. | 152,575 | $1.58M | $2.08M | $502,233.55 | 31.78% |
| Name | Quantity | Cost | Value | Profit ($) | Gain (%) |
|---|---|---|---|---|---|
Darrin Peller Wolfe Research | 18.6 | $281.61 | $270.64 | -$10.97 | -3.9% |
| MP Mario Pierry B of A Securities | -4,902.5 | $58,486.78 | $71,968.65 | -$13,481.87 | -23.05% |
| Financial Services Industry | Financials Sector | David Velez Osorno CEO | NYSE Exchange | G6683N103 CUSIP |
| BR Country | 8,037 Employees | - Last Dividend | - Last Split | - IPO Date |