NU shares are up 46% in six months as Brazil scales, Mexico and Colombia growth, and rising profitability fuel debate on whether a buying level still exists.
Nu Holdings continues to deliver exceptional growth, and the valuation is undemanding. I expect a Q4 earnings beat driven, in part, by currency effects. I'm not entirely convinced the U.S. market expansion is the best opportunity, but it could be a decent move.
Nu Holdings (NU) has matured into a highly profitable digital bank, boasting ~127m customers, 30% RoE, and robust deposit-funded lending. NU's revenue growth is expected to slow to mid-twenties by 2027, but ARPAC expansion and lending mix diversification support continued topline momentum. Valuations are optimistic, with P/B at ~8x and forward PE at ~20x, leaving little room for rerating despite strong fundamentals and execution.
Brazil's macro carry remains intact in 2026, but its impact is increasingly uneven across sectors and business models, favoring platforms like Nu Holdings over traditional incumbents. Nu Holdings is entering a new phase where scale, efficiency, and earnings quality matter more than raw growth—and the numbers are starting to reflect that shift. With policy uncertainty ahead, assets that benefit from multiple macro paths—not just one outcome—are becoming more valuable, and Nu Holdings fits that profile.
Nu Holdings Ltd. (NU) reached $17.75 at the closing of the latest trading day, reflecting a -5.38% change compared to its last close.
Nu Holdings Ltd. (NU) concluded the recent trading session at $18.55, signifying a +2.04% move from its prior day's close.
Nu (NU) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
When deciding whether to buy, sell, or hold a stock, investors often rely on analyst recommendations. Media reports about rating changes by these brokerage-firm-employed (or sell-side) analysts often influence a stock's price, but are they really important?
Nu Holdings builds a 60% adult reach in Brazil and now targets Mexico, where adoption hit 14% and ARPAC reached $12.5, testing if the S-curve can repeat.
NU's AI-first pivot into a super app is lifting growth, margins and scale, through cross-sell and low-cost customer expansion.
Nu (NU) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
Does Nu Holdings Ltd. (NU) have what it takes to be a top stock pick for momentum investors?