OppFi's Guidance Cut Has Created Opportunity
OppFi trades at a steep discount, with shares at 4.37x forward non-GAAP earnings—over 60% below the sector median—despite resilient revenue and free cash flow growth. OPFI management tightened underwriting, sacrificing short-term volume for portfolio quality, margin stability, and long-term profitability, as evidenced by improved recoveries and disciplined expense control. The BNC National Bank acquisition is expected to be financially transformative, expanding OPFI's platform, boosting adjusted EPS by 25% in year one, and targeting 10% ROA and 35% ROE by 2028.
OppFi Inc. (OPFI) Q2 2026 Earnings Call Transcript
OppFi Inc. (OPFI) Q2 2026 Earnings Call Transcript
OppFi Q2 Earnings Call Highlights
OppFi NYSE: OPFI reported second-quarter 2026 revenue growth but lower adjusted earnings as the consumer lending platform invested in new products, technology infrastructure and its planned acquisition of BNC National Bank.
OppFi Inc. (OPFI) Q2 Earnings and Revenues Miss Estimates
OppFi Inc. (OPFI) came out with quarterly earnings of $0.33 per share, missing the Zacks Consensus Estimate of $0.48 per share. This compares to earnings of $0.45 per share a year ago.
OppFi and Enova Bank Deals Put Lending Economics Under Scrutiny
Two FinTech-bank acquisitions valued at a combined $499 million when announced have turned state interest-rate caps into an M&A issue, with substantial projected deal benefits sitting alongside a challenge from 20 state attorneys general. The attorneys general asked the Federal Reserve, Office of the Comptroller of the Currency and Federal Deposit Insurance Corp.
OppFi (OPFI) Soars 6.3%: Is Further Upside Left in the Stock?
OppFi (OPFI) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.
OppFi (OPFI) Forms 'Hammer Chart Pattern': Time for Bottom Fishing?
After losing some value lately, a hammer chart pattern has been formed for OppFi (OPFI), indicating that the stock has found support. This, combined with an upward trend in earnings estimate revisions, could lead to a trend reversal for the stock in the near term.
OppFi: Buying The Dip And Staying Bullish
OppFi Inc. (OPFI) delivered Q1 results that beat revenue and EPS estimates, despite investor concerns over rising net charge-offs. OPFI's Model 6.1 launch and upcoming Model 7 are expected to enhance credit scoring and reduce losses, supporting profitable growth. The BNCCORP acquisition is projected to be at least 25% accretive to adjusted EPS in year one post-close, with further upside in subsequent years.
OppFi Q1 Earnings Call Highlights
OppFi NYSE: OPFI reported higher first-quarter 2026 revenue but lower adjusted earnings as elevated charge-offs offset growth in receivables, while management emphasized a series of strategic moves aimed at reshaping the company into a broader technology-enabled banking platform.
Wall Street Analysts Believe OppFi (OPFI) Could Rally 34.78%: Here's is How to Trade
The consensus price target hints at a 34.8% upside potential for OppFi (OPFI). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.
OppFi Inc. (OPFI) Q1 2026 Earnings Call Transcript
OppFi Inc. (OPFI) Q1 2026 Earnings Call Transcript
Tax Refunds Squeeze OppFi Loan Volume
OppFi saw its total net originations decrease 7% in the first quarter as the company tightened credit and as larger tax refunds reduced its customers' need for loans.
