OPFI and RNR made it to the Zacks Rank #1 (Strong Buy) value stocks list on December 9, 2025.
OppFi is undervalued despite strong growth, earnings beats, and raised guidance, with shares trading at just 6.5x 2025 expected earnings. OPFI's tech-driven lending platform drives efficiency, with 79% of applicants approved automatically and nearly half of new loans to first-time customers. Regulatory risk, especially from California's AB 539, and credit quality remain key concerns, but OPFI's risk management and improved underwriting bolster confidence.
OPFI's YTD jump, efficiency gains and repeated guidance hikes sharpen its appeal for value-focused investors.
OPFI's tech-driven automation cuts costs and lifts Q3 profitability, with rising approvals powering stronger full-year income guidance.
The average of price targets set by Wall Street analysts indicates a potential upside of 48.6% in OppFi (OPFI). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.
OPFI and NU post strong Q3 gains, with rising demand, sharper profitability and expanding credit driving the fintech face-off.
OPFI's rising originations lift revenues, while shifting credit metrics and a higher income outlook sharpen focus on loan quality.
OppFi (OPFI) possesses solid growth attributes, which could help it handily outperform the market.
OPFI raises its 2025 EPS outlook after strong quarterly gains, improved credit trends and confidence in Model 6's predictive power.
OppFi Inc. OPFI shares have jumped 45.5% in a year. This impressive growth outpaced the 11.1% decline of its industry and the 14.1% rally of the Zacks S&P 500 Composite.
The average of price targets set by Wall Street analysts indicates a potential upside of 45.9% in OppFi (OPFI). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.
OppFi continues to deliver very strong quarterly results with another beat and raise in Q3. Company's Model 6 credit model has enabled OppFi to implement better credit controls while improving the underlying profitability. Stock has been volatile throughout the year, and the recent pullback is attractive. It does not take anything heroic for the stock to be a big winner.