Primerica targets middle-income families with simple financial products, boasting strong profitability, high returns on equity, and solid cash generation. Despite robust fundamentals, PRI faces slowing policy issuance, rising expenses, and declining salesforce productivity, creating execution risks. Aggressive share buybacks and dividends support EPS growth, but sustainability depends on consistent operating cash flow and improved cost control.
Primerica, Inc. (NYSE:PRI ) Q2 2025 Earnings Conference Call August 7, 2025 10:30 AM ET Company Participants Glenn Jackson Williams - CEO & Director Nicole Russell - Senior Vice President of Investor Relations Tracy Xiangyan Tan - Executive VP & CFO Conference Call Participants Daniel Basch Bergman - TD Cowen, Research Division Jack Matten - BMO Capital Markets Equity Research Jeffrey Paul Schmitt - William Blair & Company L.L.C., Research Division Joel Robert Hurwitz - Dowling & Partners Securities, LLC John Bakewell Barnidge - Piper Sandler & Co., Research Division Mark Douglas Hughes - Truist Securities, Inc., Research Division Ryan Joel Krueger - Keefe, Bruyette, & Woods, Inc., Research Division Suneet Laxman L.
Although the revenue and EPS for Primerica (PRI) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Primerica (PRI) came out with quarterly earnings of $5.46 per share, beating the Zacks Consensus Estimate of $5.18 per share. This compares to earnings of $4.71 per share a year ago.
Primerica (PRI) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Primerica (PRI) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
Primerica's recurring fee income model and low underwriting risk justify its premium valuation versus peers, making it a unique insurance sector player. Recent results show solid earnings growth, strong investment sales, and robust asset-based revenue, offsetting slower term-life policy sales amid consumer budget pressures. The company's conservative balance sheet, excess capital, and aggressive buybacks support a 7% capital return yield and 10%+ long-term return potential.
PRI stock edges up after Q1 earnings beat estimates, with strong sales across key segments despite rising benefits and expenses.
Primerica, Inc. (NYSE:PRI ) Q1 2025 Results Conference Call May 8, 2025 10:00 AM ET Company Participants Nicole Russell - SVP, IR Glenn Williams - CEO Tracy Tan - EVP & CFO Conference Call Participants Ryan Krueger - KBW Wilma Burtis - Credit Suisse Jack Matten - BMO Capital Markets John Barnidge - Piper Sandler Mark Hughes - Truist Securities Dan Bergman - TD Cowen Suneet Kamath - Jefferies Operator Greetings, and welcome to the Primerica First Quarter 2025 Earnings Call. At this time all participants are in a listen-only mode.
While the top- and bottom-line numbers for Primerica (PRI) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Primerica (PRI) came out with quarterly earnings of $5.02 per share, beating the Zacks Consensus Estimate of $4.77 per share. This compares to earnings of $3.91 per share a year ago.
Get a deeper insight into the potential performance of Primerica (PRI) for the quarter ended March 2025 by going beyond Wall Street's top -and-bottom-line estimates and examining the estimates for some of its key metrics.