Summary
PI7 Chart
Primerica, Inc. (PRI) Q4 2025 Earnings Call Transcript
Primerica, Inc. (PRI) Q4 2025 Earnings Call Transcript
Primerica (PRI) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
While the top- and bottom-line numbers for Primerica (PRI) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Primerica (PRI) Q4 Earnings and Revenues Beat Estimates
Primerica (PRI) came out with quarterly earnings of $6.13 per share, beating the Zacks Consensus Estimate of $5.69 per share. This compares to earnings of $5.03 per share a year ago.
Primerica Inc. (PI7) FAQ
What is the stock price today?
On which exchange is it traded?
What is its stock symbol?
Does it pay dividends? What is the current yield?
What is its market cap?
When is the next earnings date?
Has Primerica Inc. ever had a stock split?
Primerica Inc. Profile
| Insurance Industry | Financials Sector | Glenn Jackson Williams CEO | XMUN Exchange | US74164M1080 ISIN |
| US Country | 2,289 Employees | 23 Feb 2026 Last Dividend | - Last Split | 1 Apr 2010 IPO Date |
Overview
Primerica, Inc. is a notable financial services company catering to middle-income households primarily in the United States and Canada. The company, founded in 1927 and headquartered in Duluth, Georgia, operates through a comprehensive subsidiary network. Primerica’s business model revolves around distributing a diverse range of financial products and services tailored to meet the unique needs of its clientele. By segmenting its operations, Primerica ensures specialized attention across its portfolios, which include Term Life Insurance, Investment and Savings Products, Senior Health, and a variety of Corporate and Other Distributed Products. Utilizing a vast network of licensed sales representatives, Primerica has made financial security more accessible to a demographic often overlooked by other financial institutions.
Products and Services
- Term Life Insurance:
- Investment and Savings Products:
- Senior Health:
- Corporate and Other Distributed Products:
This segment is dedicated to underwriting individual term life insurance products. Primarily focused on providing families and individuals with financial protection against the unforeseen, these policies are designed with the future in mind, ensuring peace of mind regarding financial security.
Offerings include a variety of financial instruments such as mutual funds, retirement plans, managed investments, along with variable and fixed annuities, and fixed indexed annuities. These products aim to assist individuals in growing their savings and preparing for a financially secure retirement.
This segment offers products tailored to the senior demographic, including segregated funds and comprehensive medicare advantage and supplement plans. These plans are designed to cover healthcare needs that arise with age, offering both security and peace of mind to seniors.
Primerica’s diverse range of services extends to mortgage loans, providing funding solutions for home purchases. Additionally, this segment encompasses prepaid legal services that aid subscribers with legal matters such as drafting wills and tackling trial defense. ID theft defense services are also available, offering protection against identity theft. The company goes further to offer auto and homeowners' insurance, alongside home automation solutions, ensuring a comprehensive coverage package. Moreover, insurance products like supplemental, accidental death, and disability insurance cater to more specific client needs. The distribution and sale of these products are executed through Primerica’s vast network of licensed sales representatives, ensuring personalized service.
