PayPal ( NASDAQ:PYPL ) stock has declined 39% over the past year, reflecting investor worries about its competitive position as payment alternatives like Apple ( NASDAQ:AAPL ) Pay and Stripe proliferate.
PayPal Holdings ( NASDAQ:PYPL ) sits at $55.89 after a 37.6% decline over the past year.
Shares of PayPal Holdings, Inc. (NASDAQ:PYPL) lost 6.63% over the past month after losing 0.50% and 13.35% the two months prior.
In the latest trading session, Paypal (PYPL) closed at $55.89, marking a +1.47% move from the previous day.
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PayPal (PYPL) trades near historic valuation lows despite strong free cash flow, aggressive buybacks, and continued earnings beats, creating asymmetric upside if growth narratives stabilize again. PYPL's Fastlane and Microsoft Copilot integrations show promising early results, positioning the company for a narrative shift and higher-margin branded checkout growth by 2026-2027. Venmo's accelerating monetization and user engagement could drive significant revenue and margin expansion, with potential to surpass $2 billion in revenues by 2027.
PayPal (PYPL) trades at a compressed ~10x FWD P/E, with downside risks already priced in and upside potential underappreciated. A proposed 10% credit card interest rate cap could pressure PYPL margins on some of its offerings. But a credit card cap could turn out to be a net positive for PayPal's overall ecosystem.
Payoneer (NASDAQ: PAYO) and PayPal (NASDAQ: PYPL) just reported Q3 2025 earnings, revealing two payment processors taking wildly different paths into the stablecoin era.
PayPal (PYPL) is reiterated as a 'Strong Buy' due to compelling valuation and bullish long-term catalysts. Recent quarterly results showed accelerated revenue growth [7.3% YoY], margin expansion, and raised FY25 guidance for transaction margin and EPS. PYPL benefits from positive U.S. macro trends, expanding product ecosystem, and management's commitment to cost efficiency.
Paypal (PYPL) closed the most recent trading day at $56.56, moving 1.27% from the previous trading session.
At approximately $57.66 per share, PayPal (PYPL) is trading nearly 37% lower than its 52-week peak.
PYPL deepens its push into agentic commerce with Copilot Checkout, linking AI-driven shopping, branded checkout and payments inside Microsoft's Copilot.