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Visa Inc. (NYSE: V) is the leading global payments processor in what is essentially a duopoly.
Visa is transforming into a high-margin fintech platform, with Value Added Services and new payment flows now driving 30% of revenue and growing 20%+ annually. The company's expansion into B2B, P2P, and real-time payments unlocks a $200T+ TAM, diversifies revenue, and reduces reliance on traditional card fees. Aggressive share buybacks and robust free cash flow support double-digit EPS growth, offering a compelling risk/reward profile versus peers like Mastercard.
Visa (V) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
Visa (V) reported earnings 30 days ago. What's next for the stock?
Visa Inc. (NYSE:V ) Bernstein's 41st Annual Strategic Decisions Conference May 28, 2025 10:00 AM ET Company Participants Chris Suh - Chief Financial Officer Conference Call Participants Harshita Rawat - Bernstein Harshita Rawat Good morning again, everyone. I am Harshita Rawat, Bernstein's Senior Analyst covering payments, processors and IT services.
The Trump administration has stopped the scheduling of new visa interviews for foreign students hoping to study in the US while it prepares to expand social media vetting of applicants.
Visa has named banking veteran Antony Cahill to head its European operations. Cahill replaces European CEO Charlotte Hogg, who is leaving the company after eight years to pursue a new opportunity, the payments giant announced in a Tuesday (May 27) news release.
Visa posted strong Q2 FY25 results, beating expectations on revenue and EPS, driven by robust growth in processed transactions and cross-border activity. Key growth catalysts include tokenization adoption, contactless payments, Visa Direct expansion, and new international partnerships. Valuation analysis shows Visa trading slightly above intrinsic value, but strong free cash flow and capital returns justify a cautious Buy rating.
Visa remains a top-tier compounder, with robust earnings growth, high margins, and a business model evolving beyond simple transaction fees. Wall Street underappreciates Visa's rapid expansion in value-added services and AI-driven fraud prevention, which will drive future margin and earnings upside. Despite a premium valuation, Visa's relentless buybacks, dividend growth, and dominant payment rails justify paying up for long-term compounding.
V runs an asset-light, transaction-based network, while AXP blends payment processing with direct lending.
Visa (V) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.