WFC targets $50B in 2026 NII as asset cap removal, loan growth and rising markets revenue fuel core earnings power.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Wells Fargo (WFC) have what it takes?
The start of 2026 is a pivotal time for US monetary policy as Federal Reserve Chair Jerome Powell nears the end of his term amid rising scrutiny and internal policy divisions, according to Wells Fargo & Co (NYSE:WFC, XETRA:NWT) analysts. Powell's final months as chair are unfolding during what the analysts wrote is a period of “intense pressure on the US central bank and divided views among policymakers about the appropriate stance of monetary policy.
Wells Fargo is seeing early results of its efforts to grow after the Federal Reserve removed an asset cap it imposed on the bank in 2018 after an account-opening scandal.
Wells Fargo & Company (WFC) Q4 2025 Earnings Call Transcript
Wells Fargo & Company is rated Hold, as recent gains already price in improved capital, cost control, and asset cap removal. Q4 earnings showed $5.4B net income and 12.3% ROE, but revenue missed expectations and most operational improvements are now reflected. WFC trades at a premium—13.5x 2026E EPS and nearly 2x TBV—leaving little margin for error if growth or credit trends disappoint.
WFC beat Q4 EPS estimates on higher NII and fees, but rising non-performing assets and a pre-market slide affect the win.
Wells Fargo & Co (NYSE:WFC, XETRA:NWT) shares fell 4.5% in early trade after the bank reported mixed fourth quarter 2025 results that disappointed investors on several key metrics. The bank posted total revenue of $21.29 billion, up 4% from a year earlier but below Wall Street's forecast of $21.65 billion.
While the top- and bottom-line numbers for Wells Fargo (WFC) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
In June 2025, the Fed finally lifted a $1.95 trillion asset cap imposed in 2018 after the Wells Fargo fake accounts scandal, where employees opened millions of unauthorized accounts to hit sales targets.
WFC's Q4 earnings likely show a rising NII and solid loan demand, but lower non-interest income and asset quality pressure may weigh on investor sentiment.
Beyond analysts' top-and-bottom-line estimates for Wells Fargo (WFC), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended December 2025.