Looking beyond Wall Street's top-and-bottom-line estimate forecasts for Ally Financial (ALLY), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended September 2026.
Ally Financial (ALLY) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Ally Financial trades at 0.89x tangible book, a deep discount to peers, despite improving fundamentals and a 3.2% dividend yield. ALLY's return on tangible common equity (ROTCE) is rising, with recent results at 11.8%, and management targets mid-teens ROTCE as legacy drags roll off. The stock is valued at $44–$51 per share based on current and peer multiples, offering 17%–37% upside if charge-offs remain contained.
| Name | Quantity | Cost | Value | Profit ($) | Gain (%) |
|---|---|---|---|---|---|
| DI David Izzi Brown, LISLE/CUMMINGS Inc. | 178 | $7,231.13 | $6,707.04 | -$524.09 | -7.25% |
Curtis Ellergodt Rothschild Investment LLC | 58,303 | $2.44M | $2.14M | -$297,359.45 | -12.19% |
| BZ Brandon Zatopek Commonwealth Equity Services LLC | 38,219 | $1.76M | $1.4M | -$352,003.94 | -20.04% |
Tweedy Browne Tweedy, Browne Company LLC | 47,288 | $1.95M | $1.79M | -$158,068.96 | -8.12% |
| ABB Alexander Bjornager Bonde Danske Bank A/S | 500 | $22,645 | $18,935 | -$3,710 | -16.38% |
| Name | Quantity | Cost | Value | Profit ($) | Gain (%) |
|---|---|---|---|---|---|
Jon G. Arfstrom RBC Capital | 612.48 | $23,023.3 | $23,240.74 | $217.44 | 0.94% |
Richard Shane JP Morgan | 742.93 | $27,926.56 | $28,060.29 | $133.73 | 0.48% |
| Financial Services Industry | Financials Sector | Michael G. Rhodes CEO | NYSE Exchange | 02005N100 CUSIP |
| US Country | 10,300 Employees | 31 Jul 2026 Last Dividend | 10 Apr 2014 Last Split | 28 Jan 2014 IPO Date |
Ally Financial Inc. is a trailblazer in the digital financial-services sector, delivering a comprehensive range of digital financial products and services across the United States, Canada, and Bermuda. Initially known as GMAC Inc., the company underwent a rebranding to Ally Financial Inc. in May 2010, marking a new era in its history since its establishment in 1919. With its headquarters nestled in Detroit, Michigan, Ally Financial Inc. has diversified its operations into several key segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations, each tailored to meet the evolving financial needs of its customers while keeping pace with the changing landscape of digital finance.
This segment caters to both individual and corporate clients by offering automotive financing services like retail installment sales contracts, loans, and operating leases. It extends term loans to dealers, and covers financing dealer floorplans, other lines of credit to dealers, warehouse lines to automotive retailers, fleet financing, as well as vehicle remarketing services. Additionally, it supports financing services for the purchase or lease of vehicles for companies and municipalities.
Focused on providing consumer finance protection and insurance products, this segment operates mainly through the automotive dealer channel. It includes vehicle service and maintenance contracts, guaranteed asset protection products, and underwriting of commercial insurance coverages, which are primarily designed to insure dealers' vehicle inventory.
This area of operations concentrates on the management of a consumer mortgage loan portfolio. It encompasses the bulk purchases of both jumbo and low-to-moderate income mortgage loans originating from third parties, alongside the offering of direct-to-consumer mortgage services.
Offering senior secured leveraged cash flow and asset-based loans, this segment is dedicated to serving mid-market companies. It includes providing leveraged loans and commercial real estate products, catering to a range of facilities including nursing facilities, senior housing, and medical office buildings. On top of these, it extends various commercial banking products and services.
Ally Financial Inc. also provides securities brokerage and investment advisory services, showcasing its versatility and commitment to catering to a broad spectrum of financial needs.