Ally Financial Inc. (ALLY) Presents at Bank of America Financial Services Conference 2026 Transcript
ALLY shares are up 13.7% in six months, beating peers as revenue growth, restructuring actions and liquidity strength offset rising credit and margin pressures.
Over the past month, the financial services sector has been the worst performer in the S&P 500, down 2.99%. Over the past six months, its paltry 1.26% gain ranks second-worst.
Ally Financial beats on Q4 earnings as revenues rise y/y, provisions and expenses fall, and loan and deposit balances grow.
Investors need to pay close attention to ALLY stock based on the movements in the options market lately.
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Ally Financial is downgraded to "Hold" after a 10% rally, citing increased capital allocation risk amid economic uncertainty. ALLY's renewed focus on core auto-lending, improved NIM to 3.48%, and stable credit quality support near-term earnings power. Management is accelerating capital returns with a $2 billion buyback authorization, despite adjusted CET1 capital at a low 8.3% pro forma.
The headline numbers for Ally Financial (ALLY) give insight into how the company performed in the quarter ended December 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Ally Financial (ALLY) came out with quarterly earnings of $1.09 per share, beating the Zacks Consensus Estimate of $1.01 per share. This compares to earnings of $0.78 per share a year ago.
Ally Financial Inc. (ALLY) Q4 2025 Earnings Call Transcript
Founded in 1869, Goldman Sachs is the world's second-largest investment bank by revenue and is ranked 55th on the Fortune 500 list of the largest U.S.
Besides Wall Street's top-and-bottom-line estimates for Ally Financial (ALLY), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended December 2025.