SFA
Salus Financial Advisors LLC Portfolio
Invests via Salus Financial Advisors LLC | Managed by Richard D. Schultenover, Jesse T. Karich
Invests via Salus Financial Advisors LLC
Managed by Richard D. Schultenover, Jesse T. Karich
Automatically Tracked
Company Profile
Independent wealth management firm specializing in fiduciary advisory, retirement plan consulting, and financial planning for individuals and institutions. Salus Financial Advisors LLC operates as a fee-based registered investment adviser, emphasizing portfolio construction, cash-flow focused income strategies, and risk-managed equity exposure for high-net-worth and plan sponsor clients. The firm competes regionally with boutique RIAs and family offices, positioning on client service, customized advice, and long-term liability-aware allocation.
Independent wealth management firm specializing in fiduciary advisory, retirement plan consulting, and financial planning for individuals and institutions. Salus Financial Advisors LLC operates as a fee-based registered investment adviser, emphasizing portfolio construction, cash-flow focused income strategies, and risk-managed equity exposure for high-net-worth and plan sponsor clients. The firm competes regionally with boutique RIAs and family offices, positioning on client service, customized advice, and long-term liability-aware allocation.
Investment Philosophy & Strategy
Operates as a fiduciary, fee-based RIA that prioritizes liability-aware, income-centric portfolio construction for high-net-worth individuals and plan sponsors. Allocations emphasize durable cash-flow generation, diversified multi-asset exposure, and risk-managed equity positions designed to limit downside and preserve capital across retirement horizons. Capital deployment favors customized, client-specific solutions—blending taxable income efficiency, tax-aware rebalancing, and low-turnover sleeves—while consulting for institutional plans with governance-aligned underwriting and a long-term, liability-driven orientation to return targets versus benchmark chasing.
Operates as a fiduciary, fee-based RIA that prioritizes liability-aware, income-centric portfolio construction for high-net-worth individuals and plan sponsors. Allocations emphasize durable cash-flow generation, diversified multi-asset exposure, and risk-managed equity positions designed to limit downside and preserve capital across retirement horizons. Capital deployment favors customized, client-specific solutions—blending taxable income efficiency, tax-aware rebalancing, and low-turnover sleeves—while consulting for institutional plans with governance-aligned underwriting and a long-term, liability-driven orientation to return targets versus benchmark chasing.
Disclaimer: This Portfolio is derived from and computed based on publicly available data from SEC filings.
Gain and growth charts are calculated per selected timeframe:
35.04%
Gain +0.84%
Monthly
1.51%
Yearly
19.76%
Drawdown
14.66%
$207.33M
Equity
Holdings
$207.33M
Investment
$168.03M
$42.56M
Profit +$1.35M
Realized
$3.27M
Unrealized
$39.29M
Dividends
$5.45M
Goals
Avg. 72% completed goals
Yearly
Gain > 5% 2026
Yearly
Gain < 20% 2026
Today
Compared To Yesterday
Gain
0.84%
Profit
$1.35M
Win %
75%
This Week
Compared To Last Week
Gain
0.65%
Profit
$1.35M
Win %
75%
This Month
Compared to last month
Gain
2.49%
Profit
$5.03M
Win %
75%
This Year
Compared to last year
Gain
2.21%
Profit
$4.48M
Win %
77%
AAPL Apple Inc.
+0.45%
+$1,659.56 
IVW ISHARES S&P 500 GROWTH ETF (3IS8)
+0.2%
+$997.86 
CAT Caterpillar Inc.
0%
$0 
TGT Target Corporation
0%
$0 
AOR iShares Core 60/40 Balanced Allocation ETF
0%
$0 
EFA iShares MSCI EAFE ETF
0%
$0 
EFV iShares MSCI EAFE Value ETF
0%
$0 
IEFA iShares Core MSCI EAFE ETF
0%
$0 
IWM iShares Russell 2000 ETF
0%
$0 
IVE ISHARES S&P 500 VALUE ETF
0%
$0 
IWO iShares Russell 2000 Growth ETF
0%
$0 
VOO Vanguard S&P 500 ETF
0%
$0 
VTI VANGUARD TOTAL STOCK MKT ETF
0%
$0 
FESM Fidelity Enhanced Small Cap ETF
0%
$0 
BITB Bitwise Bitcoin ETF
0%
$0 
FBCG Fidelity Blue Chip Growth Fund
-4.6%
-$646,873.92 
ESGV Vanguard ESG U.S. Stock ETF
-3.1%
-$10,113.92 
FDEM Fidelity Emerging Markets Multi-Asset Fund
-2%
-$186,985.6 
IJS iShares S&P Small-Cap 600 Value ETF
-2%
-$109,511.55 
VTV Vanguard Value ETF
-1.8%
-$36,606.53 
IUSV iShares Core S&P U.S. Value ETF
-1.53%
-$425,771.74 
FENI Fidelity Enhanced International ETF
-1.53%
-$10,338.3 
CAIE Calamos Autocallable Income ETF
-1.36%
-$5,400.15 
GOOGL Alphabet Inc
-1.29%
-$3,116.87 
VHT Vanguard Health Care ETF
-1.21%
-$4,199.99 
BITQ Bitwise Crypto Industry Innovators ETF
-1.08%
-$33,146.63 
EEM iShares MSCI Emerging Markets ETF
-1.06%
-$20,607.39 
JNJ Johnson & Johnson
-1.03%
-$2,404.65 
VBR VANGUARD SMALL-CAP VALUE ETF
-0.85%
-$3,126.84 
ECL Ecolab Inc.
-0.82%
-$1,887.29 
FCOR Fidelity Corporate Bond ETF
-0.67%
-$52,009.46 
CDC VictoryShares US Equity Income Enhanced Volatility Wtd ETF
-0.51%
-$6,757.65 
AOA iShares Core Aggressive Allocation ETF
-0.3%
-$818.99 
FLTB Fidelity Limited Term Bond ETF
-0.3%
-$11,914.8 
VXUS Vanguard Total International Stock Index Fund Investor Shares
-0.22%
-$1,182.18 
IVV iShares Core S&P 500 ETF
-0.16%
-$84,740.16 
FELC Fidelity Enhanced Large Cap Core ETF
-0.11%
-$1,172.15 
FBND Fidelity Total Bond ETF
-0.09%
-$13,752.82 
VUG Vanguard Growth ETF
-0.08%
-$464.94 Events
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Dividends
Dividend Analysis
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| Trades 199 | Longs Won 151/199 75% | Profit Factor 14.12 |
| Profitability | Shorts Won 0/0 0% | Standard Deviation $843,890.72 |
| Average Win $303,360.33 | Best Trade (Aug 10) $9.25M | Sharpe Ratio -12.25 |
| Average Loss -$67,606.47 | Worst Trade (Mar 31) -$1.47M | Z-Score 8.69 (100%) |
| Commissions $0 | Avg. Trade Length 10m 2d | Expectancy $213,880.9 |
| Loss Size | 100% | 90% | 80% | 70% | 60% | 50% | 40% | 30% | 20% | 10% |
| Probability of Loss | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% | <0.01% |
| Consecutive Losing Trades | 3,067 | 2,761 | 2,454 | 2,147 | 1,840 | 1,534 | 1,227 | 920 | 613 | 307 |
Hover over the desired column for a detailed explanation.
Returns
Overall, Monthly| Symbol | Quantity | Cost | Value | Comm. | Profit ($) | Gain (%) | Change |
|---|---|---|---|---|---|---|---|
| AAPL Apple Inc. | 1,177 | $293,356.59 | $367,706.57 | - | $74,349.98 | 25.34% | +0.453% |
| AOA iShares Core Aggressive Allocation ETF | 2,730 | $212,000.14 | $269,505.6 | - | $57,505.46 | 27.13% | -0.303% |
| AOR iShares Core 60/40 Balanced Allocation ETF | 2,970 | $206,429 | $207,513.9 | - | $1,084.9 | 0.53% | 0.0 |
| BITB Bitwise Bitcoin ETF | 92,543 | $4.01M | $3.26M | - | -$757,569.68 | -18.88% | 0.0 |
| BITQ Bitwise Crypto Industry Innovators ETF | 132,586 | $2.63M | $3.02M | - | $387,310.28 | 14.7% | -1.085% |
| CAIE Calamos Autocallable Income ETF | 14,595 | $397,130 | $392,021.7 | - | -$5,108.3 | -1.29% | -1.359% |
| CAT Caterpillar Inc. | 237 | $252,381 | $206,445.96 | - | -$45,935.04 | -18.2% | 0.0 |
| CDC VictoryShares US Equity Income Enhanced Volatility Wtd ETF | 17,283 | $1.08M | $1.32M | - | $234,133.06 | 21.65% | -0.511% |
| ECL Ecolab Inc. | 810 | $225,674 | $229,343.41 | - | $3,669.41 | 1.63% | -0.816% |
| EEM iShares MSCI Emerging Markets ETF | 29,439 | $1.24M | $1.91M | - | $674,220.89 | 54.38% | -1.065% |
| EFA iShares MSCI EAFE ETF | 32,883 | $2.51M | $3.53M | - | $1.02M | 40.67% | 0.0 |
| EFV iShares MSCI EAFE Value ETF | 45,581 | $2.4M | $3.72M | - | $1.32M | 55.05% | 0.0 |
| ESGV Vanguard ESG U.S. Stock ETF | 2,391 | $250,792.1 | $315,659.83 | - | $64,867.73 | 25.87% | -3.105% |
| FBCG Fidelity Blue Chip Growth Fund | 224,609 | $9.94M | $13.43M | - | $3.49M | 35.09% | -4.596% |
| FBND Fidelity Total Bond ETF | 343,812 | $15.49M | $15.48M | - | -$11,533.64 | -0.07% | -0.089% |
| FCOR Fidelity Corporate Bond ETF | 166,697 | $7.85M | $7.7M | - | -$147,601.66 | -1.88% | -0.671% |
| FDEM Fidelity Emerging Markets Multi-Asset Fund | 263,360 | $6.78M | $9.17M | - | $2.39M | 35.28% | -1.999% |
| FELC Fidelity Enhanced Large Cap Core ETF | 23,443 | $776,630.52 | $1.02M | - | $248,297.44 | 31.97% | -0.114% |
| FENI Fidelity Enhanced International ETF | 16,410 | $488,581.26 | $667,230.6 | - | $178,649.34 | 36.56% | -1.526% |
| FESM Fidelity Enhanced Small Cap ETF | 200,250 | $6.46M | $9.65M | - | $3.2M | 49.48% | 0.0 |
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FAQ
Which stocks have generated the highest profits for Salus Financial Advisors LLC?
The largest contributions to the portfolio's profits come from the following stocks: Fidelity Enhanced International ETF - $3.32M, Fidelity Total Bond ETF - $1.04M, BITQ - $863,178.46, iShares Core MSCI EAFE ETF - $852,292.61, and iShares Core S&P 500 ETF - $672,167.99. These positions have been the main drivers of growth and have significantly impacted the investor's overall performance.
Which stocks have generated the largest losses for this investor?
The largest losses in the portfolio are associated with the following stocks: Fidelity Enhanced Large Cap Core ETF - $1.29M, Fidelity Enhanced Large Cap Growth ETF - $691,758.21, Bitwise Bitcoin ETF - $49,401.75, Target Corporation - $44,136.72, and iShares Russell 2000 Growth ETF - $22,424.27. These positions have had the most negative impact on overall performance and highlight the weaker areas of the portfolio.
What dividends does Salus Financial Advisors LLC's portfolio generate?
The portfolio generates substantial dividend income, with a total of $5.45M earned over time. The largest contributors to dividend income include Fidelity Total Bond ETF - $1.04M, iShares Core MSCI EAFE ETF - $852,292.61, iShares Core S&P 500 ETF - $672,167.99, iShares Core S&P U.S. Value ETF - $514,921.57, and Fidelity Corporate Bond ETF - $418,560.39. This indicates that dividends play a meaningful role in the investor's overall strategy.
How stable are Salus Financial Advisors LLC's monthly returns?
Salus Financial Advisors LLC's monthly returns show a mixed pattern. Some months are relatively calm, while others are noticeably stronger or weaker, which suggests that performance is not fully consistent over time. This points to a strategy that may offer attractive upside but can also experience uneven short-term results.
Can Salus Financial Advisors LLC's strategy be considered aggressive or moderate?
Salus Financial Advisors LLC's strategy can be described as moderate. It balances growth potential with risk management, showing a willingness to accept some volatility while still maintaining a relatively structured and diversified approach.
Should beginners follow Salus Financial Advisors LLC's strategy?
Salus Financial Advisors LLC's strategy may be suitable for beginners, but with some caution. While the overall approach is not overly complex, it still involves a certain level of risk and variability. Beginners should be prepared for occasional fluctuations and ensure they understand the strategy before trying to follow it.
