Janus Henderson VIT Balanced Portfolio Service Class (0P000034HK)

Overview

The Portfolio is a diversified investment fund that seeks to achieve a balanced investment objective through a mix of equity securities, fixed-income securities, and cash equivalents. It is designed for investors looking for a blend of growth and income, with a focus on diversification across different asset classes. The fund allocates its assets between equity and fixed-income securities in a flexible manner, typically holding 35-70% in equities and the remainder in fixed-income and cash equivalents. Additionally, the fund maintains a minimum investment of 25% in fixed-income senior securities, signaling a commitment to income generation and capital preservation. The Portfolio also offers exposure to international markets, including emerging markets, adding a layer of global diversification to its investment approach.

Products and Services

• Equity Securities Investment

The Portfolio actively invests in a range of equity securities, aiming to hold between 35-70% of its assets in this class. This strategy is intended to harness growth opportunities in the market, providing potential for capital appreciation. The equity investment focus spans various sectors and industries, offering investors broad market exposure.

• Fixed-Income Securities Investment

With a foundational strategy of investing at least 25% of its assets in fixed-income senior securities, the Portfolio seeks to balance its equity holdings with investments that offer regular income and lower risk. These fixed-income securities can include bonds, debentures, and other debt securities, focusing on generating income while preserving capital.

• Cash Equivalents Investment

The remainder of the Portfolio’s assets, not allocated to equity or fixed-income securities, is invested in cash equivalents. This includes short-term, highly liquid investments that are easily convertible to cash, offering a stable value. This strategy provides liquidity and safety for a portion of the Portfolio’s assets, contributing to its overall risk management approach.

• Foreign and Emerging Markets Investment

To diversify beyond domestic markets, the Portfolio allocates a portion of its assets to foreign securities, including those in emerging markets. This approach aims to capture growth in diverse geographical regions and tap into the potential of developing economies. The investment in international markets introduces additional risk considerations, such as currency fluctuations and geopolitical factors, but also offers potential for higher returns.