JNL/WMC Balanced Fund Class A (0P00003CI2)

Overview

The fund is designed for investors seeking a balanced investment approach, combining the growth potential of common stocks with the relative stability of investment grade fixed-income securities. Leveraging a diversified mix of assets, the fund aims to deliver a balanced portfolio that can navigate various market conditions. Its strategic allocation typically comprises 60-70% equities and 30-40% fixed-income securities, aiming for both capital appreciation and income generation. Additionally, the fund's flexibility to invest up to 25% of its assets in foreign securities introduces an international dimension, offering potential for enhanced returns and diversification benefits.

Products and Services

• Common Stocks

  A core component of the fund's investment strategy, offering investors the potential for capital appreciation through a diversified portfolio of equities. Stock selections are guided by in-depth research and a comprehensive evaluation of companies' financial health, market position, and growth prospects, aiming to tap into the growth potential of various sectors.

• Investment Grade Fixed-Income Securities

  This segment includes corporate bonds, U.S. Treasury and government agency bonds, providing a foundation of stability and income generation. These fixed-income investments are carefully selected based on credit quality, yield, and maturity to align with the fund's income and safety objectives. Investment grade ratings signify lower risk of default, making them a key component for balancing the risk-reward profile of the portfolio.

• Mortgage-Backed and Asset-Backed Securities

  The fund includes mortgage-backed securities (MBS) and asset-backed securities (ABS) as part of its fixed-income strategy. These investments offer regular income streams and are selected based on their structural features, underlying assets' quality, and the creditworthiness of issuers. The inclusion of MBS and ABS helps diversify the income sources within the fixed-income portion of the portfolio.

• Commercial-Backed Securities

  As part of its fixed-income component, the fund invests in commercial-backed securities, which are backed by commercial loans. These securities are chosen for their potential to offer higher yields compared to other fixed-income securities, contributing to the fund's income generation capabilities while maintaining a focus on credit quality and risk management.

• Foreign Equity and Fixed-Income Securities

  Up to 25% of the fund's assets may be allocated to foreign equity and fixed-income securities. This diversification strategy aims to exploit global investment opportunities and manage risk by spreading investments across different geographical regions and markets. The selection is based on a rigorous analysis of economic conditions, market trends, and political stability of the issuing countries, seeking to enhance the fund's growth potential and risk-adjusted returns.