BMO SelectTrust Balanced Portfolio T8 (0P000077AO)

Overview

The Bank of Montreal (BMO) is a multinational banking and financial services corporation that caters to a diverse customer base across North America. Established in 1817 and based in Montreal, Canada, BMO operates through a variety of segments, including Canadian Personal and Commercial (P&C) Banking, U.S. P&C Banking, BMO Wealth Management, and BMO Capital Markets. The institution is dedicated to providing a wide range of financial products and services, aiming to address the needs of individuals, small businesses, commercial enterprises, and institutional clients. With a rich history spanning over two centuries, BMO has grown to become a prominent figure in the financial sector, offering solutions that encompass banking, investment, and wealth management, among others.

Products and Services

BMO offers an extensive portfolio of financial products and services, designed to cater to the banking, investment, and insurance needs of its clients. The offerings are distributed among personal and commercial banking, wealth management, and capital markets. Each of these products and services is tailored to meet the specific requirements of individuals, businesses, and institutional investors:

• Personal and Commercial Banking - This includes a wide array of services such as deposit accounts, mortgages, home lending solutions, consumer credit options, small business lending, credit cards, and cash management. The aim is to provide reliable and convenient banking solutions for everyday financial needs.
• Wealth Management - BMO provides a comprehensive suite of wealth management services. These include financial and investment advice, digital investing solutions, and a range of financial solutions for individuals, families, and businesses looking to preserve and grow their wealth. The segment also caters to high net worth individuals and institutional clients with bespoke investment management services.
• Insurance - Through its wealth management division, BMO offers diversified insurance products such as life insurance, critical illness insurance, annuities, segregated funds, and group creditor and travel insurance. These solutions aim to protect customers' financial well-being and offer peace of mind.
• Capital Markets - BMO's Capital Markets segment provides a breadth of services related to debt and equity capital-raising, loan origination and syndication, balance sheet management, treasury management, mergers and acquisitions advice, and much more. It caters to corporate, institutional, and government clients with sophisticated financial advisory and solutions. Additionally, it provides sales and trading solutions across debt, foreign exchange, interest rates, credit, equities, and commodities markets.