TOPS Balanced ETF Portfolio Class 1 (0P0000RYTZ)

Overview

The fund is designed as a comprehensive investment solution operating under a fund-of-funds structure. This structure allows the fund to diversify its investment across a wide range of asset classes by allocating at least 80% of its assets in various exchange-traded funds (ETFs). This approach aims to provide investors with a balanced mix of income-generating and growth-oriented assets. The fund targets ETFs that invest in a variety of securities, including government and corporate fixed income, equities, real estate-related securities (REITs), and natural resource-related securities. Through this method, the fund intends to mitigate risk while aiming for consistent returns over time.

Products and Services

• Government Fixed Income Securities ETFs

  These ETFs invest in debt securities issued by governments. They are designed to provide investors with stable returns and lower risk compared to equities. The focus is on securities that offer regular income through interest payments, making them suitable for conservative investment strategies.

• Corporate Fixed Income Securities ETFs

  Targeting corporate debt instruments, these ETFs aim to achieve higher yields than government bonds by taking on slightly higher risk. They include bonds issued by corporations with varying credit ratings, offering a balance between risk and potential return on investment.

• Common and Preferred Stocks ETFs

  These ETFs invest in a mix of common and preferred shares of publicly traded companies. The goal is to provide growth through capital appreciation and dividends. Investors gain exposure to the equity market, allowing for potential returns higher than those of fixed income securities.

• Real Estate-Related Securities (REITs) ETFs

  Focusing on real estate investment trusts, these ETFs offer investors the opportunity to participate in the real estate market indirectly. REITs are known for generating income through property rentals and sales, and the ETFs aim to provide both income and diversification benefits.

• Natural Resource-Related Securities ETFs

  Investing in companies involved in the extraction and production of natural resources, these ETFs seek to benefit from commodity price movements. This category includes investments in energy, metals, and agriculture, offering diversification and a hedge against inflation.