JNL/Vanguard Moderate ETF Alloc (0P0001AMJS)

Overview

The described fund is an investment fund that strategically allocates its assets across a wide range of Underlying ETFs (Exchange Traded Funds) to ensure diversification. It aims to balance its investments between equity securities and fixed income securities and/or cash alternatives. Specifically, the fund commits to investing at least 80% of its assets in Underlying ETFs, utilizing a mix of borrowed funds and net assets for investment purposes. Its asset allocation strategy is designed to adjust between 30% to 50% of its assets in equity-oriented Underlying ETFs and 50% to 70% in those focusing on fixed income securities, with target allocations set at 40% and 60% respectively. This balanced approach allows the fund to cater to investors seeking a diversified investment product that leans towards both growth through equities and stability through fixed income and cash alternatives.

Products and Services

• Equity Securities ETFs Investment

  The fund allocates approximately 30% to 50% of its assets, with a target of 40%, towards Underlying ETFs that are primarily invested in equity securities. This component of the fund's portfolio aims to harness the growth potential of the stock market, contributing to the overall performance of the fund through capital gains and dividends. Equity securities ETFs provide investors with the opportunity to tap into diversified portfolios spread across various industries and regions, maximizing exposure to potential growth opportunities while managing risk through diversification.

• Fixed Income Securities and Cash Alternatives ETFs Investment

  About 50% to 70% of the fund's assets, targeting 60%, are invested in Underlying ETFs that focus on fixed income securities and/or cash alternatives. This portion of the fund's investment strategy is designed to add a stabilizing effect to the portfolio, aiming to provide regular income and reduce the overall risk profile of the investment. Fixed income ETFs may include bonds and other debt instruments that pay interest, offering investors a steady income stream. The inclusion of cash alternatives, such as money market instruments, adds liquidity and further reduces the fund's volatility, providing a safer option for the conservative portion of an investor's portfolio.