TOPS® Moderate Growth ETF Portfolio Service Class Shares (0P0001FVHO)

Overview

This investment fund specializes in a fund-of-funds approach, focusing primarily on the allocation of its resources into exchange-traded funds (ETFs), which themselves invest across a diverse range of asset classes. By mandating that at least 80% of its assets are to be invested in ETFs, the fund ensures a broad exposure to various investment types, including government and corporate fixed income securities, equities (both common and preferred stocks), real estate investment trusts (REITS), and securities related to natural resources. This strategy is designed to cater to investors seeking diversified investment opportunities through a single investment in the fund.

Products and Services

• Exchange-Traded Funds (ETFs):

  The fund primarily invests in ETFs, providing investors with exposure to a broad range of asset classes through a single investment vehicle. ETFs offer liquidity, transparency, and cost-effectiveness, making them an attractive option for many investors.

• Government Fixed Income Securities:

  Part of the fund's investments is allocated to government bonds and other fixed income securities. These investments are generally considered low-risk and offer stable returns, making them a critical component of the fund's diversified portfolio.

• Corporate Fixed Income Securities:

  This includes investments in corporate bonds, which generally offer higher yields than government securities but come with increased risk. These assets provide a good balance between risk and return, contributing to the overall diversity of the investment portfolio.

• Common and Preferred Stocks:

  By investing in both common and preferred stocks, the fund gains equity exposure, enabling potential growth from stock market investments. These include a mix of high-risk, high-reward common stocks and more stable, income-generating preferred stocks.

• Real Estate-Related Securities (REITS):

  The inclusion of REITS allows investors to gain exposure to real estate markets without directly investing in physical properties. REITS are known for generating steady dividend income along with potential capital appreciation.

• Natural Resource-Related Securities:

  Investing in natural resource-related securities offers exposure to commodities and the energy sector, sectors known for their volatility but also potential for significant returns. This diversification can provide a hedge against inflation and add a layer of risk management to the portfolio.