First Hawaiian Inc (1HI)

Overview

First Hawaiian, Inc. is a prominent bank holding company known for its subsidiary, First Hawaiian Bank, which provides a diverse range of banking solutions to both consumer and commercial clients predominantly within the United States. Operating under three main segments: Retail Banking, Commercial Banking, and Treasury and Other, the company prides itself on delivering comprehensive financial services tailored to meet the needs of its broad client base. Originally operating under the name BancWest Corporation, it underwent a name change in April 2016 to First Hawaiian, Inc. The company traces its roots back to 1858, boasting a long-standing history of financial services, and it is headquartered in the scenic Honolulu, Hawaii.

Products and Services

First Hawaiian, Inc. offers an extensive portfolio of financial products and services designed to cater to the diverse needs of its customers:

• Deposit Products: These include checking accounts, savings accounts, time deposit accounts, and other types of deposit accounts, providing a secure and convenient way for customers to manage their funds.
• Mortgage and Real Estate Loans: Offering both residential and commercial mortgage loans, the company fulfills the needs of those looking to purchase or refinance property. They also provide home equity lines of credit and loans for further financial flexibility.
• Automobile Loans and Leases: Customers can take advantage of financing options for both purchasing and leasing vehicles, ensuring competitive terms and rates.
• Secured and Unsecured Lines of Credit and Loans: These financial solutions offer personal and business customers the opportunity to access funds flexibly, catering to varied financing needs.
• Small Business Loans and Leases: Specifically designed to support the growth and operational needs of small businesses through loans and leasing options.
• Construction Lending: Tailored financing options for construction projects, assisting developers and investors with capital to initiate or complete their constructions.
• Commercial Lease and Auto Dealer Financing: Providing specialized financing solutions that cater to the needs of commercial clients and auto dealerships.
• Wealth Management and Financial Planning Services: A comprehensive suite of services including personal installment, individual investment, financial planning, insurance protection, trust and estate, private banking, investment management, retirement planning, and merchant processing services.
• Consumer and Commercial Credit Cards: Offering a range of credit card products designed to meet the spending habits and financial needs of both individual consumers and commercial entities.